Life Details | Exclusions and Limitations
This certificate is subject to all Exclusions in this section, unless stated otherwise in a specific provision. Exclusions This certificate does not cover any losses where death is caused by, contributed to by, or occurs as a result of suicide occurring within 24 months after: - an Insured's initial Coverage Effective Date; and - the date any increases or additional life insurance coverage becomes effective for an Insured.
This exclusion will apply to any life coverage for which you pay all or part of the premium. This exclusion will also apply to any life coverage that has been approved by us that is subject to the Evidence of Insurability Requirements. An Insured will be given credit towards the satisfaction of the time period of 24 months for any amount of time satisfied while coverage was effective under your Employer's prior group life insurance policy.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 8
Unum Life Insurance Company of America
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