Accidental Death and Dismemberment Details
This benefit is payable once per Insured.
Spouse Education Benefit
Benefit Description This benefit may be payable on behalf of your Spouse if, due to Injuries sustained in an Accident, you die. The following conditions also apply: Your Spouse must be enrolled and incur costs for a post-secondary, professional or trade school program within 365 days of your death. Benefits are payable to your Spouse for actual costs incurred for their enrollment. From all Unum group life and accidental death and dismemberment insurance policies combined, we will pay an amount equal to 10% of your AD&D Benefit Amount to a maximum of $20,000, not to exceed the actual amount paid for actual costs incurred for enrollment. The Spouse Education Benefit is separate from any Accidental Death and Dismemberment Benefit which may be payable. For the Spouse Education Benefit to be paid, your Accidental Death Benefit must be paid first. Benefit Duration This benefit is payable once.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 18
Unum Life Insurance Company of America
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