SECTION 3 - ELIGIBILITY AND EFFECTIVE DATES (Continued)
What is Your Effective Date of Insurance? (Continued)
Dependent Coverage: 1. For contributory coverage not subject to Evidence of Insurability, your Dependent will be insured on the later of the date you make application or your Eligibility Date, provided you make application no later than 31 days after your Eligibility Date. 2. For contributory coverage subject to Evidence of Insurability, your Dependent will be insured on the later of the date Lincoln gives approval or your Eligibility Date, provided you make application no later than 31 days after your Eligibility Date. Evidence of Insurability will be at your Expense. Increases or Decreases: Any increase in or addition to coverage will take effect on the date of the change. Any decrease in or deletion of coverage will take effect on the date of the change. Any such change applies to loss of life or accidental Injury that occurs on or after the effective date of the change. When will Your Effective Date for Employee Insurance be Delayed? The effective date of any initial, increased or additional insurance will be delayed for an individual if you are not in Active Employment because of Injury or Sickness. The initial, increased or additional insurance will begin on the date the individual returns to Active Employment. When will Your Effective Date for Dependent Insurance be Delayed? If a Covered Dependent is Confined on the date the increase or addition is to take effect, it will take effect when the confinement ends.
GLC-ELG-3
Eligibility and Effective Dates
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