2020 LFG Life Certificate

SECTION 4 - INSURANCE BENEFITS (Continued)

ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE

Benefits

When is Your Accidental Death and Dismemberment Insurance Benefit Payable? Accidental Death and Dismemberment benefits are payable when you or your Covered Dependent suffers a loss solely as the result of accidental Injury that occurs while covered. The loss must occur within 365 days after the date of the accident. The benefit payable is called the Full Amount. It is shown in the Schedule of Benefits.

Loss Schedule:

Benefit Payable:

Life

Full Amount Full Amount Full Amount Full Amount Full Amount Full Amount Full Amount

Both Hands or Both Feet Sight of Both Eyes One Hand and One Foot

One Hand and Sight of One Eye One Foot and Sight of One Eye Speech and Hearing in Both Ears

One Hand or One Foot Sight of One Eye

One-half Full Amount One-half Full Amount One-half Full Amount One-quarter Full Amount

Speech or Hearing in Both Ears

Thumb and Index Finger of the Same Hand

Payment is made for loss due to each accident without regard to loss resulting from any prior accident. In no event may the total amount payable for all losses due to any one accident exceed the Full Amount. Loss of hands or feet means complete severance through or above the wrist or ankle joint. Loss of sight, speech or hearing must be total and irrecoverable. Loss of thumb and index finger means that all of the thumb and index finger are cut off at or above the joint closest to the wrist. This benefit is not payable if a benefit is payable for the loss of the same entire hand.

GLC-ADD-1

Accidental Death and Dismemberment Insurance

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