Unum Life Insurance Company of America 2211 Congress Street Portland, ME 04122 (877) 225-2712 services.unum.com
________________________________________________________________________________ Group Life and Accidental Death and Dismemberment Insurance Certificate of Coverage ________________________________________________________________________________ Policyholder: Mid-America Apartments, L.P. Policy Number: 972765 011 Policy Effective Date: January 1, 2025 Policy Anniversary: January 1 Governing Jurisdiction: Tennessee This Certificate of Coverage (the "certificate") is issued to you under the policy which is a contract between us and the Policyholder. If the provisions of this certificate conflict with the provisions of the policy, the provisions of the policy will govern. The policy is delivered in and is governed by the laws of the governing jurisdiction and to the extent applicable, the laws of other states and the Employee Retirement Income Security Act of 1974 (ERISA) and any amendments. This certificate includes an Accelerated Death Benefit. The Life Benefit will be reduced if an Accelerated Death Benefit is paid. Accelerated Death Benefits may be taxable. You should consult a tax advisor about the tax status of any Accelerated Death Benefit payment. This certificate provides benefits under a non-participating policy. This certificate contains proof of loss requirements, limitations, exclusions, and other provisions that may reduce benefits or prevent an Insured from receiving benefits under this certificate. Please read your certificate carefully and keep it in a safe place. All references to defined terms, provision titles, and section headings have been capitalized. If you have any questions about provisions of this certificate, please contact your Employer, or you may contact us at (877) 225-2712 Monday through Friday 8 a.m. to 8 p.m. Eastern Standard Time.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 1
Unum Life Insurance Company of America
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