End of Coverage
Continuation of your Coverage During Extended Absences
Leave of Absence, other than a Family and Medical Leave of Absence You will be covered for up to 6 months from the date in which your Leave of Absence begins, provided premium is paid. Family and Medical Leave of Absence We will continue coverage in accordance with your Employer's Human Resource policy on family and medical leaves of absence if premium payments continue and your Employer approved your leave in Writing. You will be covered up to the end of the latest of: - the leave period required by the Federal Family and Medical Leave Act of 1993, and any amendments; - the leave period required by applicable state law; or - the leave period provided to you for an Injury or Sickness, provided premium is paid and your Employer has approved your leave in Writing. If your Employer's Human Resource policy doesn't provide for continuation of your coverage during a family and medical Leave of Absence, coverage will be reinstated when you return to Active Employment. We will not: - apply a new Waiting Period; or - require Evidence of Insurability. Leave of Absence due to Injury or Sickness You will be covered up to your retirement date provided premium is paid. Temporary Layoff You will be covered for up to 3 months from the date in which your temporary Layoff begins, provided premium is paid.
End of Coverage For you
Your coverage under this certificate ends on the earliest of: - the date the policy is cancelled by us or your Employer;
- the date you are no longer in an Eligible Group; - the date your Eligible Group is no longer covered; - the date of your death; - the last day of the period any required premium contributions are made; or - the last day you are in Active Employment. However, as long as premium is paid as required, coverage will continue: - while benefits are being paid; - in accordance with the Continuation of your Coverage During Extended Absences provision; or - if you elect to continue coverage for you, your Spouse, and your Children under Portability of Life and Accidental Death and Dismemberment Insurance. We will provide coverage for a Payable Claim that occurs while you are covered under this certificate. For your Spouse Your Spouse's coverage will end on the earliest of: - the date your coverage under this certificate ends; - the date your Spouse is no longer eligible for coverage; - the date your Spouse no longer meets the definition of a Spouse;
- the date of your Spouse's death; or - the date of divorce or annulment.
If your Spouse's coverage ends as a result of your death, divorce or annulment, your Spouse may elect to continue Spouse and Children coverage, as long as premium is paid as required under Portability of Life and Accidental Death and Dismemberment Insurance.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 29
Unum Life Insurance Company of America
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