SECTION 4 - INSURANCE BENEFITS (Continued)
WAIVER OF PREMIUM FOR TOTAL DISABILITY If continued Life Insurance coverage under this provision ends or reduces, you may convert your Life Insurance benefit as provided in the Conversion Privilege. Dependent coverage may be converted as allowed within this plan. If you die within one year from the date you are no longer in Active Employment due to Total Disability, Lincoln will pay the Life Insurance benefit provided satisfactory Proof of continuous Total Disability until death is given to Lincoln within one year after death. If this plan terminates before you have received approval of waiver of premium, you are eligible to convert to an individual policy until such approval has been received. If this plan terminates after approval for waiver of premium, coverage will continue as if this plan continued to be in force. With respect to this provision, "Total Disability" or "Totally Disabled" means the complete inability, as a result of Injury or Sickness, to perform the Material and Substantial Duties of Any Occupation. With respect to this provision, "Material and Substantial Duties" means responsibilities that are normally required to perform Any Occupation, and cannot be reasonably eliminated or modified. With respect to this provision, "Any Occupation" means any occupation that you are or become reasonably fitted by training, education, experience, age, physical and mental capacity.
GLC-WOP-2
Waiver of Premium
Made with FlippingBook Online newsletter