SECTION 5 - EXCLUSIONS (Continued)
ACCIDENTAL DEATH AND DISMEMBERMENT EXCLUSIONS No benefits are payable for any loss that is contributed to or caused by: 1. war, declared or undeclared, or any act of war; 2. intentionally self-inflicted injuries, while sane or insane 3. suicide, or suicide attempt, while sane or insane; 4. active Participation in a Riot; 5. committing or attempting to commit a felony or misdemeanor; 6. disease, bodily or mental illness (or medical or surgical treatment thereof); 7. infections, except septic infections of and through a visible wound; 8. controlled substances (as defined in Title II of the Comprehensive Drug Abuse Prevention and Control Act of 1970 and all amendments) that are voluntarily taken, ingested or injected, unless as prescribed or administered by a Physician; 9. serving full-time active duty in the Armed Forces of any country or international authority; 10. boarding, leaving or being in or on any kind of aircraft. However, this exclusion will not apply if the Covered Person is a fare paying passenger on a commercial aircraft or traveling as a passenger in any aircraft that is owned or leased by or on behalf of the Sponsor; or 11. the presence of alcohol in the Covered Person's blood which raises a presumption that the Covered Person was under the influence of alcohol and contributed to the cause of the accident. The blood alcohol level is governed by the jurisdiction of the state in which the accident occurred; or 12. hazardous sports, including motor sports (land or water), mountain climbing, skydiving, parachuting, bungee jumping, hang gliding and scuba diving; or 13. accidental Injury that arises out of or in the course of your employment. No benefit will be payable for any loss suffered as a result of Accidental Injury during any period of incarceration. With respect to this provision, "Participation" shall include promoting, inciting, conspiring to promote or incite, aiding, abetting, and all forms of taking part in, but shall not include actions taken in defense of public or private property, or actions taken in defense of the Covered Person, if such actions of defense are not taken against persons seeking to maintain or restore law and order including, but not limited to police officers and fire fighters. With respect to this provision, "Riot" shall include all forms of public violence, disorder or disturbance of the public peace, by three or more persons assembled together, whether or not acting with a common intent and whether or not damage to persons or property or unlawful act or acts is the intent or the consequence of such disorder.
GLC-AEX-1.1
Accidental Death and Dismemberment Insurance Exclusions
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