Unum Life Insurance Company of America 2211 Congress Street, Portland, ME 04122 (877) 225-2712 services.unum.com ________________________________________________________________________________________ Value Added Services Rider ________________________________________________________________________________________ This rider is made a part of the Life and Accidental Death and Dismemberment Insurance Policy and is subject to all of the provisions, limitations and exclusions of the policy and certificate, unless changed or added by this rider. All references to provisions, sections, and defined terms have been capitalized. Defined terms that have been capitalized within this rider have the same meaning as the defined terms capitalized in the certificate unless changed or added by this rider. Policyholder: Mid-America Apartments, L.P. Policy Number: 972765 011 Policy Effective Date: January 1, 2025 Rider Effective Date: January 1, 2025 Description of Services We have arranged to make available certain services to Employees who become insured with us, or their employers or membership organizations. These services may include but not be limited to: - enrollment services; - benefits statement services; - a life planning program, which provides financial and legal support and grief counseling at the time of death or terminal illness diagnosis; or - other goods or services related to a comprehensive employee benefits program. The services are in addition to the insurance coverage provided under the policy. Participation is voluntary. These services may be offered by us directly or through third-party providers. Where the third-party providers offer these services, they - not us - are responsible and liable for the provision of them.
The Policyholder and covered Employees will be provided with complete details about available services and a telephone number to call with questions about the service. We reserve the right to terminate, modify, or replace any service at any time with 45 days advance notice to the Policyholder. When the policy terminates, this rider will terminate and all access to services will end.
Termination
Secretary
UA-VALRDR21-1
Value Added Services Rider
(1/1/2025) 1
Unum Life Insurance Company of America
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