Strike, Lockout, Labor Dispute You will be covered up to the earliest of: - the expiration of 6 months from the date you ceased Active Employment; or - the date you accept employment with another Employer. The Contestability provision in the General Provisions section of the certificate is amended to replace the reference to "fraud" in the last sentence of the first paragraph with "non-payment of premium". If your certificate includes coverage for your Child to be continued past the age limit for Child coverage that would otherwise apply, the language specific to this coverage in the Children or Child definition in the Glossary section of the certificate is replaced as follows: Coverage for your Child may be continued past the age limit for Child coverage that would otherwise apply if your Child is incapable of self-sustaining employment due to intellectual or physical incapacity prior to reaching the age limit for Child coverage that would otherwise apply and is dependent upon you for support and maintenance. You must submit proof of the Child's incapacity and dependency to us within 31 days of the Child's birthday when the Child reaches the age limit for Child coverage that would otherwise apply or we will accept proof within 31 days of the Child's Coverage Eligibility Date that the Child was continuously covered under this or another similar group policy since the age limit for Child coverage that would otherwise apply. Ongoing proof of incapacity and dependency must be provided when requested by us, but not more frequently than once a year. For residents of North Carolina: The Accelerated Benefit provision for Proof of Loss in the Life Details section of the certificate is amended to read that Proof of Loss must be sent to us no later than 180 days after the date the claim is filed for an Accelerated Death Benefit. The Exclusions provision in the Accidental Death and Dismemberment Details | Exclusions section for the "war or any act of war, whether declared or undeclared." exclusion is amended to include the statement: This exclusion will not apply if the Insured is a known service member at the time of enrollment. The Filing a Claim provision for Step 3 - Proof of Loss in the Claim Provisions section of the certificate is amended to read that Proof of Loss must be sent to us no later than 180 days after the date of death or Covered Loss. The Contestability provision in the General Provisions section of the certificate is amended to replace the reference to "fraud" in the last sentence of the first paragraph with "non-payment of premium". The Regular and Appropriate Care definition in the Glossary section of the certificate has been amended as follows: Frequent or routinely scheduled care or treatment by a Physician whose specialty or experience is appropriate to effectively treat and manage the Insured's disability. Physical examinations and Telemedicine are acceptable forms of care or treatment if consistent with standard medical practice for the disabling condition. We will not require the Insured to have frequent or routinely scheduled care or treatment by a Physician for their disability if such Regular and Appropriate Care is not required by standard medical practice or the Insured has reached their maximum recovery. The Portability Restrictions provision under the Portability Provisions section is amended as follows: You are not eligible to port coverage for you, your Spouse, and your Children if at the time of a Portability Event: - you, your Spouse, or your Children were not insured under your Employer's policy; - you or your Spouse has reached age 70; or
GLIFE-STATEVAR
(1/1/2025) 8
Made with FlippingBook Online newsletter