- your Child does not meet the definition of Children. If we determine that you, your Spouse, or your Children were not eligible for Portability at the time portable coverage was applied for, the benefit will be adjusted to the amount of whole life coverage the premium would have purchased under the Conversion provision. The Portability Restrictions for your Spouse and Children provision under the Portability for your Spouse and/or Children in the Event of your Death, Divorce, or Annulment section is amended as follows: Your Spouse and/or Children are not eligible to port coverage if at the time of a Portability Event: - your Spouse and/or your Children were not insured under your Employer's policy; or - your Spouse has reached age 70; or - your Child does not meet the definition of Children. If we determine that your Spouse or your Children were not eligible for Portability at the time your Spouse or your Children applied for portable coverage, the benefit will be adjusted to the amount of whole life coverage the premium would have purchased under the Conversion provision. For residents of Ohio: The Accelerated Death Benefit provision for Starting a Claim under Applying for an Accelerated Death Benefit in the Life Details section of the certificate is amended to include the following: After receiving notice of a claim, we will send a claim form to you or your authorized representative within 15 days from the date we receive the notice of a claim. If you or your authorized representative do not receive a claim form from us within 15 days after we receive notice of a claim, a Written statement from you or your authorized representative providing the proof required under Proof of Loss will be deemed Proof of Loss. The Accelerated Death Benefit provision for Proof of Loss in the Life Details section of the certificate is amended as follows: Proof of Loss must be sent to us as soon as reasonably possible. Proof of loss provided at your or your authorized representative's expense, must include, but not be limited to the following: - satisfactory Written proof from the Insured's Physician certifying that the Insured is Terminally Ill; and - the appropriate documentation of your Earnings. If the Proof of Loss is not complete, we will request additional information. The Conversion provision for Right to Convert in the Life Details - Other Features section of the certificate is amended to include the following additional Qualifying Events for your Spouse and your Children: In addition, your Spouse may convert their life insurance coverage if it ends: - due to your death; or - because your Spouse no longer meets the definition of a Spouse. In addition, your Children may convert their life insurance coverage if it ends: - due to your death; or - because your Children no longer meet the definition of Children. A Notice of Right to Convert has been added to the Conversion provision in the Life Details - Other Features section of the certificate as follows: Notice of Right to Convert Your Employer must provide notification of the Right to Convert all or part of an Insured's life insurance coverage within 15 days from the end of the Conversion Application Period.
GLIFE-STATEVAR
(1/1/2025) 9
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