- your retirement date; or - 6 months from the date your absence begins. The Contestability provision in the General Provisions section of the certificate is amended to replace the reference to "fraud" in the last sentence of the first paragraph with "non-payment of premium". For residents of Utah: Proof of Loss in the Accelerated Death Benefit provision in the Life Details section of the certificate has been amended to read: Proof of Loss must be sent to us no later than 90 days after the date the claim is filed for an Accelerated Death Benefit. If it is not reasonably possible to provide Proof of Loss within this time period, it will not affect a Payable Claim if it is provided as soon as reasonably possible. Proof of loss provided at your or your authorized representative's expense, must include, but not be limited to the following: - satisfactory Written proof from the Insured's Physician certifying that the Insured is Terminally Ill; and - the appropriate documentation of your financial records, including but not limited to, Earnings and income tax returns. If the Proof of Loss is not complete, we will request additional information. The Exclusions provision in the Life Details | Exclusions and Limitations section of the certificate is amended to include the following: If suicide results within 24 months of the effective date of coverage any premium paid by the Insured will be returned to the beneficiary and any premium paid by the Employer will be returned to the Employer. The Conversion provision Right to Convert in the Life Details - Other Features section of the certificate has been amended to read as follows for your Spouse and your Children: In addition, your Spouse may convert their life insurance coverage if it ends: - due to your death; or - because your Spouse no longer meets the definition of a Spouse. In addition, your Children may convert their life insurance coverage if it ends: - due to your death; or - because your Children no longer meet the definition of Children. The Exclusions provision of the Accidental Death and Dismemberment Details | Exclusions section for the "committing or attempting to commit a felony" exclusion is changed to read as follows: - voluntary commission of or attempting to commit a felony; The Exclusions provision of the Accidental Death and Dismemberment Details | Exclusions section for the "being engaged in an illegal occupation" exclusion is changed to read as follows: - voluntarily engaged in an illegal occupation; The Exclusions provision of the Accidental Death and Dismemberment Details | Exclusions section for the "being engaged in an illegal activity" exclusion is changed to read as follows: - voluntarily engaged in an illegal activity; The Exclusions provision of the Accidental Death and Dismemberment Details | Exclusions section for the "being intoxicated" exclusion is changed to read as follows:
GLIFE-STATEVAR
(1/1/2025) 12
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