An unintended or unforeseen bodily Injury sustained by an Insured, wholly independent of disease, bodily infirmity, illness, infection, or any other abnormal physical condition which occurs while coverage is in force under the policy. The Children or Child definition in the Glossary section of the certificate always includes coverage for a Child who is incapable of self-sustaining employment due to permanent intellectual or physical incapacity. The Mental or Nervous Disorders definition in the Glossary section of the certificate is removed in its entirety. For residents of Washington: If the provisions of the certificate conflict with the provisions of the policy, the provisions of the certificate will govern. The definition of Terminally Ill or Terminal Illness in the Accelerated Death Benefit provision in the Life Details section of the certificate, is amended as follows: For purposes of this benefit, Terminally Ill or Terminal Illness is a medical condition: - from which an Insured is not expected to recover; and - which is expected to result in the Insured's death within 24 months The Exclusions provision in the Life Details | Exclusions and Limitation section of the certificate is removed in its entirety. The Right to Convert in the Conversion provision in the Life Details - Other Features section of the certificate has been amended as follows for your Spouse and your Children: In addition, your Spouse may convert their life insurance coverage if it ends: - due to your death; or - because your Spouse no longer meets the definition of a Spouse. In addition, your Children may convert their life insurance coverage if it ends: - due to your death; or - because your Children no longer meet the definition of Children. A Notice of Right to Convert has been added to the Conversion provision in the Life Details - Other Features section of the certificate as follows: Notice of Right to Convert Your Employer must notify you of your Right to Convert all or part of an Insured's life insurance coverage within 15 days from the end of the Conversion Application Period. If your Employer does not notify you within those 15 days, the time allowed for you to exercise an Insured's Right to Convert will be extended for 15 days from the date you are notified. In no event will the time allowed for you to exercise an Insured's Right to Convert be extended beyond 60 days from the end of the Conversion Application Period. The "being Intoxicated" exclusion in the Exclusions provision of the Accidental Death and Dismemberment Details | Exclusions section has been removed in its entirety. The Continuation of Your Coverage During Extended Absences provision in the End of Coverage section of the certificate has been amended to include the following: Strike, Lockout, Labor Dispute You will be covered up to the earliest of: - the expiration of 6 months from the date you ceased Active Employment; or - the date you accept employment with another Employer.
GLIFE-STATEVAR
(1/1/2025) 15
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