RSM 2024 Benefit Guide

Benefits for 2024 Life Insurance

SUMMARY OF COVERAGE

Plan Features

Basic Life & AD&D

Employee Benefit Amount

2 x Annual Salary

Benefit Maximum $100,000 The following shows how much benefits are reduced at certain ages: Age Benefit Reduction 70 65% 75 45%

Plan Features

Voluntary Life

Employee Benefit Amount

$10kincrementsupto $500,000

Guarantee Issue Amount

$100,000 (New Hires Only)

$5k increments to a maximum of $100K or 50% of employee coverage

Spouse Benefit Amount

Spouse Guarantee Issue Amount

$50,000 (New Hires Only)

Child Life Benefit Amount

$1,000upto a maximumof$10,000

Child Guarantee Issue Amount

$10,000

The following shows how much benefits are reduced at certain ages: Age Band Benefit Reduction 70 65% 75 45%

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.

2024 Employee Benefit Guide

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