Vermost Insurance Agency - November 2020

5 Thanksgiving Flicks for the Whole Family Bored on Thanksgiving? Plan a Movie Marathon!

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP® , CLU®, ChFC®, FLMI Financial Planner The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Chuck Chucri offers financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. He offers insurance and securities products and services as a registered representative of Pruco and an agent of issuing insurance companies. (800) 778-2255 Vermont Insurance is an independent organization and is not an affiliate of Prudential Financial. Q: What’s the difference between term and permanent insurance? A: Term life insurance is the most affordable type of insurance because it only provides coverage for a limited time, ranging from 5–30 years. The policy holder runs the risk of outliving coverage and facing incredibly high premiums if they want to renew. Permanent life insurance offers lifetime protection as long as you continue to pay your premiums. You can also borrow money against permanent life insurance; you cannot borrow against term insurance. Q: Can I have more than one life insurance policy? A: There are currently no laws restricting the number of life insurance policies one person can have. No policy cancels another policy out, and all effective policies will be paid concurrently at time of death. Q: Is a physical exam always required to obtain life insurance? A: Not all policies require one, but policies that pay high benefits usually do. The physical can typically be performed by a paramedic or licensed health care worker and consist of a weight check, blood and urine samples, and an EKG. You’ll also need to answer questions about your medical history. There are many more useful details to discover about which life insurance policy is right for you. Call Vermost Insurance Agency so we can set up a time to answer all of your questions.

After a giant Thanksgiving meal, it can be tempting to sink down onto the couch and never get up — so embrace it! This Thanksgiving, try planning a family movie night to enjoy while the turkey settles. Movie nights are about as low maintenance as family hangouts can get. According to Elle magazine, actress Angelina Jolie credits family flick marathons for helping her survive quarantine with six kids at home. Her secrets to success are comfortable clothes like pajamas and robes, along with plenty of movie snacks. This Thanksgiving, plan your marathon around these holiday-themed films. 1. ‘Free Birds’ — This hilarious 2013 animated film stars Owen Wilson and Woody Harrelson as turkeys who have escaped the Thanksgiving table. Together, they go on a mission back in time to break up the first Thanksgiving and get turkey off the menu for good.

navigate football, an ever- growing Thanksgiving guest list, and a backyard feast of junk food. 3. ‘Garfield’s Thanksgiving’ — Everyone loves Garfield, and this 1989 television special starring Jon, Odie, and the fat cat himself is another Thanksgiving mainstay. The vet puts Garfield on a diet at the worst possible time: right Thanksgiving’ — This 2008 period drama is based on a short story by Louisa May Alcott and tells the tale of an estranged family who find themselves back together just in time for the holidays. It’s historical, heartwarming, and fit for all ages. 5. ‘AFamilyThanksgiving’ — This Hallmark comedy is a funny combination of “A Christmas Carol” and “17 Again.” A high-powered lawyer is transported to an alternate universe and gets a look at what her holiday life could have been like if she’d made different choices. before Thanksgiving. 4. ‘An Old-Fashioned With these five films on your watch list, you won’t need any other Thanksgiving entertainment!

2. ‘A Charlie Brown Thanksgiving’ — This old-school television special from 1973 is a

Thanksgiving classic. In it, Charlie Brown and Snoopy

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