PREVFinLit1 - IG (80p Protected Preview)

COPYRIGHTED MATERIAL

ARE YOU FINANCIALLY LITERATE? CHAPTERS 12-14

Name: _____________________________________________________________________________

1. Give the innovative entrepreneurs three good reasons why they should form a corporation ASAP: _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 2. Wow, they actually listened to you and agreed! You joined the team and they have formed a corporation. They’ve named it NTENS Sports n Stuff. What two documents must they create and sign to formally incorporate ? _ ____________________________________________________________________ 3. Uh-oh, the NTENS officers and directors seem to have fallen back into their careless ways. They have not been following the rules and formalities set out in the bylaws. They hold board meetings anywhere, any time with no notice to shareholders; they completely ignore quorum requirements, making decisions without the requisite authority. Explain to them why following corporate formalities to the letter is important . _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ 4. Every once in awhile, you think “I’ve had it with these yahoos!” and daydream about starting your own business. You’re considering a sole proprietorship . What is that? Will it protect you from personal liability ? Is it possible to form a corporation with just one person? _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ _ ____________________________________________________________________ Forming a corporation will protect them from personal liability for the debts and obligations of the business. Forming a corporation clarifies the roles and responsibilities of the owners. Forming a corporation will enable the company to grow in the future because they can raise capital and possibly pay for needs and employees with shares. Articles of Incorporation and Bylaws If a board, officers, and directors do not follow corporate formalities they can lose their shield from personal liability. Following parliamentary procedure helps maintain corporate formalities. A sole proprietorship is a small business owned by one person . There is no protection from personal liability. You can however form a corporation – even as one person . You have a great opportunity! You have been asked to join up with an innovative team of entrepreneurs designing and manufacturing cutting edge extreme sports equipment. It’s an exciting prospect, but you are worried about being wiped out financially if the company goes under and can’t pay its bills. The group is kind of loose on leadership. They feel that rules and authority stifle creativity. They say they ”trust each other” and that, once the company makes a bunch of money they’ll sort out all the details and formalities, like who is in charge of what, and how they will pay for growing the business. 3 PTS ___ 2 PTS ___ 1 PT ___ 3 PTS ___ PRODUCT PREVIEW

Assessment 278

Made with FlippingBook flipbook maker