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The 21st Century Student’s Guide to Financial Literacy, Instructor’s Guide v.1 This document is copyrighted. Reproducing or sharing this document with other users is a violation of copyright and intellectual property laws. All rights reserved. The content of this book is protected by intellectual property laws. c21Student Resources grants permission to noncommercial users to provide instruction based on the content of this book, however no part of this publication may be reproduced in whole or in part, stored in a retrieval system or transmitted in any form, by any means, electronic, mechanical, photocopying, recording or otherwise, for any commercial or noncommercial use whatsoever without the express written permission of the publisher. PRODUCT PREVIEW Copyright © Susan Mulcaire 2015

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For information regarding permission, write to c21 Student Resources, P.O. Box 8677, Newport Beach, CA 92625-8677, or contact c21 Student by email at info@c21student.com.

Comic illustrations by Zapp! Printed in the United States of America ISBN 978-0-9785210-8-0

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