SECTION 2 - DEFINITIONS (Continued)
"Indexed Basic Monthly Earnings" means your Basic Monthly Earnings in effect just prior to the date Disability or Partial Disability began adjusted on the first anniversary of benefit payments and each anniversary thereafter. "Initial Enrollment Period" means one of the following periods during which you may first enroll for coverage under this plan: 1. if you are eligible for insurance on the plan effective date, a period before the plan effective date set by the Sponsor and Lincoln. 2. if you become eligible for insurance after the plan effective date, the period which ends 31 days after your Eligibility Date. "Injury" means bodily impairment resulting directly from an accident and independently of all other causes. For the purpose of determining benefits under this plan: 1. any Disability which begins more than 60 days after an Injury will be considered a Sickness; and 2. any Injury which occurs before you are covered under this plan, but which accounts for a medical condition that arises while you are covered under this plan will be treated as a Sickness. "Last Monthly Benefit" means the gross Monthly Benefit payable to you prior to your death without any reduction for earnings received from employment. "Material and Substantial Duties" means responsibilities that are normally required to perform your Own Occupation, or any other occupation, and cannot be reasonably eliminated or modified.
ADOC-DEF-6
Definitions
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