SECTION 2 - DEFINITIONS (Continued)
"Retirement Plan" means a plan which provides retirement benefits to you and which is not funded wholly by your contributions. The term shall not include a profit-sharing plan, informal salary continuation plan, registered retirement savings plan, stock ownership plan, 401(K) or a non-qualified plan of deferred compensation. "Schedule of Benefits" means the section of this policy which shows, among other things, the Eligibility Requirements, Eligibility Waiting Period, Elimination Period, Amount of Insurance, Minimum Benefit, and Maximum Benefit Period. "Sickness" means illness, disease, pregnancy or complications of pregnancy. "Sponsor" means the entity to whom this policy is issued. "Sponsor's Retirement Plan" is deemed to include any Retirement Plan: 1. which is part of any Federal, State, Municipal or Association retirement system; or 2. for which you are eligible as a result of employment with the Sponsor.
"Substance Abuse" means alcohol and/or drug abuse, addiction or dependency.
"Treatment" means consulting, receiving care or services provided by or under the direction of a Physician including diagnostic measures, being prescribed drugs and/or medicines, whether you choose to take them or not, and taking drugs and/or medicines.
ADOC-DEF-10
Definitions
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