WHAT ADDITIONAL BENEFIT IS AVAILABLE FOR DEPENDENT CARE EXPENSES TO ENABLE YOU TO PARTICIPATE IN UNUM'S REHABILITATION AND RETURN TO WORK ASSISTANCE PROGRAM? While you are participating in Unum's Rehabilitation and Return to Work Assistance program, we will pay a Dependent Care Expense Benefit when you are disabled and you: 1. are incurring expenses to provide care for a child under the age of 15; and/or 2. start incurring expenses to provide care for a child age 15 or older or a family member who needs personal care assistance. The payment of the Dependent Care Expense Benefit will begin immediately after you start Unum's Rehabilitation and Return to Work Assistance program. Our payment of the Dependent Care Expense Benefit will: 1. be $350 per month, per dependent ; and 2. not exceed $1,000 per month for all dependent care expenses combined. To receive this benefit, you must provide satisfactory proof that you are incurring expenses that entitle you to the Dependent Care Expense Benefit. Dependent Care Expense Benefits will end on the earlier of the following: 1. the date you are no longer incurring expenses for your dependent; 2. the date you no longer participate in Unum's Rehabilitation and Return to Work Assistance program; or 3. any other date payments would stop in accordance with this plan.
LTD-OTR-4 (1/1/2025)
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