SECTION 4 - DISABILITY INCOME BENEFITS (Continued)
LONG TERM DISABILITY COVERAGE (Continued)
Mental Illness and/or Substance Abuse Limitation
What Limitations will Apply for Mental Illness and/or Substance Abuse? The benefit for Disability due to Mental Illness and/or Substance Abuse will not exceed a period of 24 months of Monthly Benefit payments while you are insured under this plan. If you are in a Hospital or Institution for Mental Illness and/or Substance Abuse at the end of the period of 24 months, the Monthly Benefit will be paid during the confinement. If you are not confined in a Hospital or Institution for Mental Illness and/or Substance Abuse, but are fully participating in an Extended Treatment Plan for the condition that caused Disability, the Monthly Benefit will be payable to you for up to a period of 36 months. In no event will the Monthly Benefit be payable beyond the Maximum Benefit Period shown in the Schedule of Benefits.
Long Term Disability
ADOC-LTD-9
Mental Illness/Substance Abuse Limitation
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