SECTION 4 - DISABILITY INCOME BENEFITS (Continued)
LONG TERM DISABILITY COVERAGE (Continued) Rehabilitation Incentive Benefit When is Your Rehabilitation Incentive Benefit Payable?
Lincoln will pay an increased Monthly Benefit while you are fully participating in a Rehabilitation Program. Lincoln must first approve the Rehabilitation Program in writing before you can be considered for this benefit. If Lincoln does not approve a Rehabilitation Program, the regular Disability benefit will be payable provided you are Disabled under the terms of this plan. To be eligible for a Rehabilitation Incentive Benefit, you must: 1. be Disabled and receiving benefits under this plan; 2. based on medical evidence, you would benefit from participation in an approved Rehabilitation Program; and 3. be fully participating in a Rehabilitation Program approved by Lincoln. What is Your Increased Monthly Benefit? If you are eligible for a Rehabilitation Incentive Benefit, the benefit percentage, shown in the Schedule of Benefits, will be increased by 10.00%. The increased benefit will begin on the first day of the month after Lincoln receives written Proof of your full participation in the Rehabilitation Program. What is Your Decreased Monthly Benefit? If you, at any time, decline to fully participate in an approved Rehabilitation Program recommended by Lincoln, the benefit percentage shown in the Schedule of Benefits will be reduced by 20.00% beginning on the first day of the month following your declination to fully participate in the approved Rehabilitation Program. If Lincoln recommends rehabilitation, benefits will be paid at the reduced amount from the date recommendation is made until Lincoln receives your written agreement to fully participate in the Rehabilitation Program.
When will Your Rehabilitation Incentive Benefit be Discontinued? The Rehabilitation Incentive Benefit will cease:
1. when you are no longer fully participating in a Rehabilitation Program approved by Lincoln; 2. in accordance with the provision[s] entitled “When will Your Long Term Disability Benefit Be Discontinued?”; or 3. when the Rehabilitation Program ends.
Long Term Disability
ADOC-LTD-10.2
Rehabilitation
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