SECTION 4 - DISABILITY INCOME BENEFITS (Continued)
LONG TERM DISABILITY COVERAGE (Continued)
Three month Survivor Benefit
What Happens to Your Benefit if You Die? Lincoln will pay a lump sum benefit to the Eligible Survivor when Proof is received that you died: 1. after Disability had continued for 180 or more consecutive days; and 2. while receiving a Monthly Benefit. The lump sum benefit will be an amount equal to three times your Last Monthly Benefit. If the survivor benefit is payable to your children, payment will be made in equal shares to the children, including step children and legally adopted children. However, if any of said children are minors or incapacitated, payment will be made on their behalf to the court appointed guardian of the children's property. This payment will be valid and effective against all claims by others representing or claiming to represent the children. If there is no Eligible Survivor, the benefit is payable to the estate. If an overpayment is due to Lincoln at the time of your death, the benefit payable under this provision will be applied toward satisfying the overpayment.
Long Term Disability 3 Month Survivor
ADOC-LTD-12
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