SECTION 4 - DISABILITY INCOME BENEFITS (Continued)
LONG TERM DISABILITY COVERAGE (Continued) Other Income Benefits and Other Income Earnings
What are Your Other Income Benefits and Other Income Earnings? Other Income Benefits means:
1. The amount for which you are eligible under: a. Workers' or Workmen's Compensation Laws; b. Occupational Disease Law; c. Title 46, United States Code Section 688 (The Jones Act); d. any work loss provision in mandatory "No-Fault" auto insurance; e. Railroad Retirement Act; f. any governmental compulsory benefit act or law; or g. any other act or law of like intent. 2. The amount of any Disability benefits which you are eligible to receive under: a. any other group insurance plan of the Sponsor;
b. any governmental retirement system as a result of your employment with the Sponsor; or c. any individual insurance plan where the premium is wholly or partially paid by the Sponsor. However, Lincoln will only reduce the Monthly Benefit if your Monthly Benefit under this plan, plus any benefits that you are eligible to receive under such individual insurance plan exceed 100% of your Basic Monthly Earnings. If this sum exceeds 100% of Basic Monthly Earnings, your Monthly Benefit under this plan will be reduced by such excess amount. 3. The amount of benefits you receive under the Sponsor's Retirement Plan as follows: a. the amount of any Disability Benefits under a Retirement Plan, or Retirement Benefits under a Retirement Plan you voluntarily elect to receive as retirement payment under the Sponsor's Retirement Plan; and b. the amount you receive as retirement payments when you reach the later of age 62, or normal retirement age as defined in the Sponsor's plan. 4. The amount of Disability and/or Retirement Benefits under the United States Social Security Act, the Canada Pension Plan, the Quebec Pension Plan, or any similar plan or act, which: a. you receive or are eligible to receive; and b. your spouse, child or children receive or are eligible to receive because of your Disability; or c. your spouse, child or children receive or are eligible to receive because of your eligibility for retirement benefits. 5. Any amount you receive from any unemployment benefits.
Long Term Disability Primary and Family Integration Other Income Benefits and Other Income Earnings
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