SECTION 4 - DISABILITY INCOME BENEFITS (Continued)
LONG TERM DISABILITY COVERAGE (Continued) Successive Periods of Disability What Happens if You Return to Work and Become Disabled Again? With respect to this plan, "Successive Periods of Disability" means a Disability which is related or due to the same cause(s) as a prior Disability for which a Monthly Benefit was payable. A Successive Period of Disability will be treated as part of the prior Disability if, after receiving Disability benefits under this plan, you: 1. return to your Own Occupation on an Active Employment basis for less than six continuous months; and 2. perform all the Material and Substantial Duties of your Own Occupation. To qualify for the Successive Periods of Disability benefit, you must experience more than a 20% loss of Basic Monthly Earnings. Benefit payments will be subject to the terms of this plan for the prior Disability. If you return to your Own Occupation on an Active Employment basis for six continuous months or more, the Successive Period of Disability will be treated as a new period of Disability. You must complete another Elimination Period. If you become eligible for coverage under any other group long term disability coverage, this Successive Periods of Disability provision will cease to apply to you.
Long Term Disability Successive Disability
ADOC-LTD-29
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