WRITE IN YOUR JOURNAL.
Getting your day started with coffee isn’t always enough. Sometimes, you need to give yourself an extra boost, especially when you have little energy or trouble focusing. For an awesome start to your day, here are five tips to get you going right off the bat.
Who says you have to journal at the end of the day when you’re tired and ready to sleep? You can journal in the morning about what happened yesterday and the things you’re looking forward to that day. Journaling can remind you of your daily goals and motivate you to stick to your commitments.
WAKE UP 5 MINUTES EARLY.
What’s the power of five minutes? It can be more than you think. Spend this time doing simple breathing exercises or a quick meditation so you can get focused for the rest of the day. If that’s not your style, you can prepare a quick to-do list for your day ahead. Either way, it’s always nice to have a little extra time for yourself without losing too much sleep.
PACK YOUR LUNCH (OR SNACKS!).
Staying on track with your goals starts with having the energy to do them. Plan a healthy balance of fats, vegetables, carbohydrates, and proteins. This can be as simple as assembling dips, carrots, wraps, and salads each morning.
START WITH GREEN TEA, THEN COFFEE.
It’s time to try these tactics to jump-start your day!
A cup of coffee at 7 a.m. can leave you burned out by 10 a.m. Try swapping it with green tea for a more gentle wake-up call. After that, you can brew your favorite coffee to keep you going strong. This practice also might help you consume less caffeine overall!
TAKE A QUICK MORNING WALK — AND HAVE YOUR MEETINGS ON THE GO.
Morning meetings can make us want to fall asleep again. Don’t spend all of them sitting down if you don’t have to! Not only will morning walks help you wake up, but they can also add some extra physical activity to your day.
HOWWILL THE 2020 ELECTION IMPACT THE STOCK MARKET?
S ome days it seems like America’s news outlets are having a contest to see who can scare us the most about the future. This month, the 2020 presidential election takes center stage. You have probably heard rumors that the stock market will soar or tank, depending on who is elected — I hear it every election! A lot of people worry about the markets if their preferred candidate doesn’t win the election. However, from a statistical perspective, the market doesn’t really care which party’s presidential candidate wins. It just does not move markets like the media pundits want you to believe. Historically, the lowest returns are recorded in the first year after a presidential election — Republican or Democrat. Statistically, the third year of a term is the highest, regardless of which party holds the Executive
Office. Now don’t bet on these cycles as many who have played that game have lost dearly.
positive things happen even if the legislative body made it difficult.
According to the 2019 Dimensional Funds Report, the market has been positive in 19 of the last 23 election years between1928 to 2016. Just another confirmation that the theories floating around about presidential election cycles and the market are not true. Investors should find comfort in the fact that the politicians don’t have as much power over the markets as they like to believe. Back when I was an alderman, I saw firsthand how ineffective the legislative powers were on the wider market and community. When our city council enacted cumbersome laws, the local businesses would work around within those laws and still thrive in spite of bad legislation. Their drive to create wealth found a way to make
The factors that really move the market are things like the Federal Reserve (the Fed) buying or selling treasuries or changing the interest rates. Inflation will affect the market, and so will consumer sentiment, employment numbers, housing starts, and manufacturing production numbers. Unfortunately, we can’t usually see how much these things matter until after the fact, so they don’t help much with predictions. At the end of the day, you should recognize that the market is resilient and so are you. No matter what happens, with a bit of preparation (see Page 3), you can get through this election and out the other side wealthier. Have a plan and stay the course.
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