Keystone Law May 2019

Local Professional and Small Business Owner, John Null, Urges BEING PREPARED with Keystone Law Firm.

As a financial and insurance professional, and small business owner, specializing

As part of the estate planning process at Keystone Law Firm, all clients are encouraged to make their long term care decisions, such as structuring their estate to take advantage of the Arizona Long Term Care Program or to secure long term care insurance. Fortunately, one smart thing John did back when he was in his 50’s was to purchase long term care insurance for the both he and his wife. He explains despite some tough financial times, they never dropped those policies. About five years ago, John’s wife of 56 years was admitted to assisted living due to the progression of Alzheimer’s. He is so grateful and thanks God he had these policies when they were needed. Today, John urges everyone to create their health care directives, make long term care plans get a guaranteed estate plans and research any veteran benefits that cover these expensive services. As a Keystone client and a partner, John is a great educational resource. Today, John encourages folks: “Don’t do some of the not-so-smart-things we did, get your affairs in order before it becomes a crisis.” To get started with YOUR estate planning process, visit us at one of our FREE upcoming seminars.

in the senior market with Medicare Advantage plans and Supplements, John Null sees many seniors out there who believe they are qualified to take care of their own financial and legal needs. Unfortunately, it is a misconception. John says he gets many frantic phone calls when these folks are in a crisis situation and are looking for solutions that many times are not available because they did not prepare well in the past. As a professional and as a senior, John knew the value of being prepared . But it wasn’t always that way. “I am almost 77 years old and am still working for two reasons. One, I love what I do. Two, more importantly, when I had the opportunity in my youth, I did not plan for retirement. I thank God I found a profession I love and can do until I am called “home”. “ One great decision John made was to have Keystone Law Firm as his legal partner and estate-planning firm. “I was able to update my trust and will plan and Atty. Francisco Sirvent helped protect everything I worked hard to earn.”

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