DISABILITY INSURANCE
The goal of Zoe Pediatrics’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short-Term and Long-Term Disability” income benefits. Both the Short-Term and Long-Term Disability coverages are offered through MetLife. Rates will be automatically calculated and shown in Employee Navigator during the enrollment process.
Insurance Carrier:
MetLife Short-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement
All Full Time Employees
Benefit Percentage
60%
Maximum Weekly Benefit Elimination Period - Accident Elimination Period - Sickness
$1,500 7 Days 7 Days
Pre-Existing Condition
3/12
Benefit Duration
12 Weeks
Insurance Carrier:
MetLife Long-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement Benefit Percentage Maximum Monthly Benefit
All Full Time Employees
60%
$5,000 90 Days 2 Years
Elimination Period
Own Occupation Definition Partial Disability Benefit
Better of 50% offset and proportionate loss formulas
Mental Disorders Drug & Alcohol Benefit Duration
24 Months per occurrence 24 Months per occurrence
RBD W/SSNRA
16 | Zoe Pediatrics 2024 Benefits Guide
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