ARCHIVE_Capital Division Tour March 2025

LAP Version 8.2

Project: Westphalia Consolidated LAP 1/10/2025 CONSOLIDATEDFlorida/Mid Atlantic Region - Capital - Maryland

9

Prepared:

1/2/25

42203

Revenue

Lot

Direct Construction

Other Direct & Indirect

JDE Code:

# of

Gross

Avg. Lot

Disc. &

Net

Land & Area

Total

Sales

Closing Warranty Interest

Gross Margin

Project

Sq Foot

Units

Base

Options

Revenue

Premium Allow.

Revenue

Develop.

Costs

Permits

Base

Options

Sticks

Commis.

Cost

& Other

in COS

GM%

20' RL TH Westphalia 1,962 359 20' FL TH Westphalia 1,969 178

479,990 499,990 653,814 524,990

479,990 499,990 653,814 524,990

479,990 499,990 653,814 524,990

98,158 98,381 215,334 114,343

47,355 163,303 47,355 164,130 47,355 217,668 47,355 189,282

210,658 211,485 265,023 236,638

14,400 15,000 4,800 18,155 15,000 15,000 5,000 18,802 19,614 15,000 3,269 22,747 15,750 15,000 5,250 19,150

118,819 136,323 112,826 118,860

24.8% 27.3% 17.3% 22.6%

SFD Westphalia

2,283 34

24' TH Westphalia 2,471 68

Homes Avg

2,035 639

499,599

499,599

499,599

106,177

47,355 169,191

216,546

14,988 15,000 4,822 18,685

123,380

24.7%

1,110,330

PROFITABILITY

TIMING

KEY METRICS

Totals

Per Unit

% of Rev Per sq. ft 100.0% 245.48

Base House

319,243,610

499,599

Hard EM amount

$ $

178,211 Cash

Options

- - -

- - -

- - -

EM Note

-

Number of Product Lines

4

Lot Premium

Hard EMD Date

10/13/20

Average Absorption

7.7

Disc & Allowances Total Net Revenue

EM Released to Seller

319,243,610

499,599

100.0% 245.48

Initial land closing

Jan-24

Maximum # of Specs

41

No refundables

Land Acquisition

20,224,353 47,622,891 67,847,244

31,650 74,527 106,177

6.3%

15.55 in Projection

LD Spend Begins Begin Moving Dirt

Jan-24 Jan-24

ROI and Turnover

Development

14.9% 36.62 21.3% 52.17

Gross ROI (GM/Avg Inv) Net ROI (PTI/Avg Inv)

45.2% 27.6%

Total Land & Development

Start Models

n/a

First production Start

Mar-25

Turnover Ratio

1.83

Base S&B

108,112,860

169,191

33.9% 83.13

Options

- -

- -

- -

First Sale

Jul-25 Sep-25

Inventory

Area Costs

First Closing

Average Inventory

$19,952,721 38,127,447

Permits

30,259,934 138,372,795

47,355 216,546

9.5%

23.27

Peak Inventory

Total S&B

43.3% 106.40

Last Sale

May-32 Aug-32

peak occurs

Mar-27

Last Closing

IRR & NPV

Commissions Closing Costs

9,577,308 9,585,000 3,081,288 11,939,949 78,840,026

14,988 15,000

3.0% 3.0% 1.0% 3.7%

7.36 7.37 2.37 9.18

Interest in COS rate

Internal Rate of Return

32.0%

as a % of COS

Land Close to First Unit Clo (months)

20 83

Net Present Value

$28,404,846

Warranty & Other

4,822

base 3.0%

effective First to Last Unit Closing (months) 5.8% Total Project Duration (months)

Discount Rate

10%

Interest in COS Allocation

18,685 123,380

103

GM-Homes

24.7% 60.62

Land Sale Revenue

- - -

- - -

CASH RECOVERY

Land Sale Cost of Sales

CRA calc begin date = initial land closing date Closings req'd to return committed investment # Months required to return committed investment

Jan-24

GM-Land Sales

102

Approved:

31

Total Gross Margin

78,840,026

123,380

24.7%

Month committed investment is returned

Aug-26

Date:

Division SG&A

25,539,489 5,058,448 30,597,937 48,242,088

39,968

8.0% 1.6% 9.6%

19.64

Brand Horton Horton Horton Horton

For Closing

Corp & Reg SGA Alloc

7,916

3.89

ACQ SUMMARY

Homes

Land Sale

Total

359 Lots - Rolling Option of Raw Land. 178 Lots - Rolling Option of Raw Land. 34 Lots - Rolling Option of Raw Land. 68 Lots - Rolling Option of Raw Land.

Total SGA (Fully Loaded)

47,884 75,496

23.53

Date of initial land sale # lots sold in land sale

n/a

Total PTI

15.1% 37.10

Land Cost

16,327,145 3,897,208 47,622,891 67,847,244

16,327,145 3,897,208 47,622,891 67,847,244

Direct Interest Allocation PTI after all Corp Charges

-

-

-

Other Acq Costs

48,242,088

75,496

15.1% 37.10

Dev Cost

Fin Svcs & Rebates

-

-

-

Total Land & Dev

Grand Total PTI

48,242,088

75,497

15.1% 37.10

Initial Land Take

Year 1 Year 2 Dec-24 Dec-25

Year 3 Dec-26

Year 4

Year 5 Year 6

Year 7 Dec-30

Year 8 Dec-31

Year 9 Aug-32

ROI by year ending (annualized)

Jan-24

Dec-27 Dec-28 Dec-29

Gross ROI

19.8% 36.9% 41.0% 53.6% 62.7%

59.9% 68.8% 163.4%

Net ROI

(2.9%)

2.9% 18.1% 25.1% 36.3% 42.9%

39.8% 48.7% 122.5%

Gross Profit and GM% will differ by Fiscal Year where Interest in COS > the stated rate OR where a lot cost escalator is included in the assumptions. Homes GP & GM per unit by FY FY 2025

FY 2026 FY 2027

FY 2028 FY 2029 FY 2030 FY 2031 FY 2032

2/28/2025 5:06 PM

P:\COMPANYWIDE\Land Acquisition & Development\Properties_ACTIVE\Westphalia\Acquisition\LAPs\Tour LAPS\6. (CAP-MD) Westphalia - Consolidated Tour LAP Summary

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