ARCHIVE_Capital Division Tour March 2025

LAP Version 8.2

Project: 20' FL TH Westphalia

Florida/Mid Atlantic Region - Capital - Maryland

Date Prepared:

2/25/25

42203

Revenue

Lot

Direct Construction

Other Direct & Indirect

JDE Code:

Fnd **Plan #

# of

Gross

Avg. Lot

Disc. &

Net

Land & Area

Total

Sales

Closing Warranty Interest

Gross Profit

Type or Name Sq Foot

Units

Base

Options

Revenue

Premium Allow.

Revenue

Develop.

Costs

Permits

Base

Options

Sticks

Commis.

Cost

& Other

in COS

GM%

S Lafayette

1,969 178

499,990

499,990

499,990

98,408

47,355

164,130

211,485

15,000 15,000 5,000 18,542

136,556

27.3%

Wghtd Avg / u

1,969 178

499,990

499,990

499,990

98,408

47,355

164,130

211,485

15,000 15,000 5,000 18,542

136,556

27.3%

PROFITABILITY

TIMING

KEY METRICS

Totals

Per Unit

% of Rev Per sq. ft.

Base House

88,998,220 499,990

100.0% 253.93

Hard EM amount

$ $

78,211 Cash

Options

- - -

- - -

- - -

EM Note

-

Number of Product Lines

2

Lot Premium

Hard EMD Date

10/13/20

Average Absorption

2.9

Disc & Allowances Total Net Revenue

EM Released to Seller

$

-

Construction Cycle Time Maximum # of Specs

4

88,998,220 499,990

100.0% 253.93

Initial land closing

Jan-24

19

-

No refundables

Land Acquisition

5,592,743 11,923,803 17,516,547

31,420 66,988 98,408

6.3%

15.96 in projection

LD Spend Begins Begin Moving Dirt

Jan-24 Jan-24

ROI and Turnover

Development

13.4% 34.02 19.7% 49.98

Gross ROI (GM/Avg Inv) Net ROI (PTI/Avg Inv)

48.2% 31.2%

Total Land & Development

Start Models

N/A

First Production Start

Mar-25

ACOS % 12% Inv. Turn

1.76

Base S&B

29,215,099 164,130

32.8% 83.36

(Rev /Avg Inv)

Options

- -

- -

- -

First Sale

Jul-25 Sep-25

Inventory

Area Costs

First Closing

Average Inventory

$7,123,635 $13,093,690

Permits

8,429,215

47,355

9.5%

24.05

Peak Inventory

Total S&B

37,644,314 211,485

42.3% 107.41

Last Sale

Aug-30 Dec-30

Peak occurs

Sep-28

Last Closing

IRR & NPV

Commissions Closing Costs

2,669,947 2,670,000

15,000 15,000

3.0% 3.0% 1.0% 3.7%

7.62 7.62 2.54 9.42

Interest in COS rate

Internal Rate of Return

31.2%

as a % of COS

Land Close to First Unit Clo (months)

20 63 83

Net Present Value

$8,673,646

Warranty & Other

889,982

5,000

base 3.0%

effective First to Last Unit Closing (months) 6.0% Total Project Duration (months)

Discount Rate

10%

Interest in COS Allocation

3,300,549

18,542

Total GM-Homes

24,306,882 136,556

27.3% 69.35

SGA Spread 1st sale or start to last clo

Avg lot size (W x D) JDE Subledger Code

20 x 60 2587586

CASH RECOVERY

Land Sale Revenue

- - -

- - -

- - -

CRA calc begin date = initial land closing date

Jan-24

Land Sale Cost of Sales

Closings 1 year from initial investment

GM-Land Sales

Closings req'd to return committed investment # Months req'd to return committed investment Month committed investment is returned

18 44

Approved:

Total Gross Margin

24,306,882 136,556

27.3% 69.35

Sep-27

Date:

For Closing

Division SG&A

7,119,858 1,462,201 8,582,058 15,724,823

39,999

8.0% 1.6% 9.6%

20.31

Corp & Reg SGA Alloc

8,215

4.17

Rolling Option of Raw Land.

Total SGA (Fully Loaded)

48,214 88,342

24.49

Low development risk

Total PTI

17.7% 44.87

Note: Interest is COS is shown at the effective rate, not the stated (base) rate. Because this project extends beyond 3 years, and the rate increases in later years, GM is

Brand: Series:

Horton 20' TH

Direct Interest Allocation PTI after all Corp Charges

-

-

-

15,724,823

88,342

17.7% 44.87

Fin Svcs & Rebates

-

-

-

lower than if calculated on the base rate.

Grand Total PTI

15,724,823

88,342

17.7% 44.87

Initial Land Take

Year 1 Year 2 Dec-24 Dec-25

Year 3 Dec-26

Year 4 Dec-27

Year 5 Year 6 Dec-28 Dec-29

Year 7 Dec-30

ROI by year ending (annualized)

Jan-24

Gross ROI

13.7%

26.1% 57.6% 71.7% 144.3%

Net ROI

(2.9%)

(13.5%)

(22.3%)

12.4% 44.6% 56.5% 115.0%

Gross Profit and GM% will differ by Fiscal Year where Interest in COS > the stated rate OR where a lot cost escalator is included in the assumptions. Homes GP & GM per unit by FY FY 2025

FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 FY 2031

Dollars in 000's As a % of Rev

143.4

143.4

139.9

137.8

136.7

134.2

135.0

28.7% 28.7% 28.0% 27.6% 27.3% 26.8% 27.0%

2/27/2025 11:55 AM

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