Wolf Retirement Navigation - October 2017

IN THE RED ZONE

Shifting Gears to Touchdown in Retirement

red zone with the same plan they’ve used during the last 80 yards. Likewise, you need to shift your focus from accumulating wealth to preserving and distributing your savings in a smart way throughout retirement. In the red zone, it’s important to know where you stand. The one thing everyone needs before retirement is a plan. You want to write down your goals, know how much you have, know where you savings will be invested, and have the appropriate amount of risk. Does this sound familiar? You might recognize this as the strategy a financial advisor may have gone over with you before, but remember, no matter your success during your accumulation phase, planning for your retirement demands a different mindset and skillset. What’s more, unlike football, where it’s all over when the ball reaches the end zone for a touchdown, retirement will require another 20-30 years of being successful. Once you retire, there is always room to revisit your plan to pinpoint ways to increase your benefits or reduce taxes, shift your plan as your life changes and better enjoy retirement. A retirement game plan can help you get through the red zone by outlining all of your income sources in retirement and determining how you can keep your taxes low while still getting the most out of your benefits. Get ahead of the ball so you don’t have to push back your retirement dreams. Call 904-232-8760 to get your retirement game plan today.

It’s football season, and what an incredible start. Some of our teams are winning, some are not, and many of us have stopped watching all together! Whether you’re sitting at the stadium or gathered around your flat screen, we can all agree nothing is more thrilling than when your team fights their way to and through the red zone. At that point, it’s make or break, and you’re waiting on the edge of your seat for the next play. This sense of anxious anticipation is how many people feel as they approach retirement, but it’s a lot easier to fumble the ball when you’re in the retirement red zone. When you’re five to seven years from retirement, it’s like being at the 20-yard line; whether or not you score depends on how you plan your next moves. A football team doesn’t go into the

Sudoku

Impress any dinner guest with this surprisingly quick and easy-to-make meal.

INGREDIENTS

• 4 teaspoons olive oil, divided • 2 teaspoons grated orange rind • 1 tablespoon fresh orange juice • 8 (4-ounce) lamb rib chops, trimmed • 1 teaspoon kosher salt • 1/2 teaspoon freshly ground black pepper • Cooking spray • 3 tablespoons balsamic vinegar

DIRECTIONS

1. In a large zip-top plastic bag, combine 1 tablespoon olive oil, rind, and juice. Add lamb to bag; turn to coat well. Let stand at room temperature for 10 minutes. Remove lamb from bag and add salt and pepper. 2. Heat a large grill pan over medium-high heat. Coat pan with cooking spray. Add lamb and cook 2 minutes each side. 3. Place vinegar in a small skillet over medium-high heat; bring to a boil. Cook 3 minutes or until vinegar is syrupy. Drizzle vinegar and remaining teaspoon oil over lamb.

Solution

Recipe courtesy of CookingLight.com.

2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island.

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