4/20/24
Types of coverage:
Third-Party Coverage focuses on liability claims against your organization. Look for coverage that (at least) includes: • Payments to affected customers • Claims & settlements • Defamation and copyright or trademark infringement • Litigation and regulatory responses • Accounting costs • Other settlements, damages or judgements
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Policy components:
• Premiums • Policy limits • Deductibles • Exclusions (zero day/third party) • Loss ratio • Application process • Policy changes • Material misrepresentation • Monitoring remote workers
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