OPERATIONS: FINANCING
SPONSORED CONTENT Financing Built for Real Estate Investors ™ Non-owner, no income, no problem! Financing Built For Real Estate Investors ™ NON-OWNER, NO INCOME, NO PROBLEM!
Financing Built for Real Estate Investors ™ Non-owner, no income, no problem!
CV3 The world of real estate investing is brimming with opportunities, but traditional lenders can often act as gatekeepers, demanding pristine T he world of real estate investing is brimming with opportunities, but traditional lenders can often act as gatekeepers, demanding pristine credit scores and W-2s. But what if you, the savvy investor, don’t fit the mold? This is often the problem for most real estate investors, which is where private money lenders offer the solution with a non‑owner‑occupied, no-income documented loan! Let’s take a look at situations where this type of loan makes sense for real estate investors: credit scores and W-2s. But what if you, the savvy investor, don’t fit the mold? This is often the problem for most real estate investors which is where private money lenders offer the solution with a non-owner occupied, no income documented loan! The world of real estate investing is brimming with opportunities, but traditional lenders can often act as gatekeepers, demanding pristine credit scores and W-2s. But what if you, the savvy investor, don’t fit the mold? This is often the problem for most real estate investors which is where private money lenders offer the solution with a non-owner occupied, no income documented loan! Let’s take a look at situations where this type of loan makes sense for real estate investors:
Let’s take a look at situations where this type of loan makes sense for real estate investors: PROPERTY TYPE Private money lenders specialize in PROPERTY TYPE Private money lenders specialize in financing non-owner-occupied residential properties - typically including single-family, townhouses, condos, and multifamily. So, if the property you’re eying doesn’t conform to the bank’s lending criteria, the non-owner, no income loan may be the way to go. NO DOCUMENTED INCOME Real estate investors often generate income through rentals, flips, or businesses. Since these are business purpose loans, lenders will look beyond W-2s and consider alternative income streams as long as the property itself demonstrates strong earning potential. CREDIT SCORES Real estate investors often generate income through rentals, flips, or businesses. Since these are business purpose loans, lenders will look beyond W-2s and consider alternative income streams as long as the property itself demonstrates strong earning potential. CREDIT SCORES financing non‑owner‑occupied residential properties, typically including single-family, townhouses, condos, and multifamily. So, if the property you’re eyeing doesn’t conform to the bank’s lending criteria, the non-owner, no-income loan may be the way to go. NO DOCUMENTED INCOME Real estate investors often generate income through rentals, flips, or businesses. Since these are business-purpose loans, lenders will look beyond W-2s and consider alternative income streams as long as the property itself demonstrates strong earning potential. CREDIT SCORES FICO scores are not deal breakers. Better scores may lead to more favorable terms for interest rates and points, but if you believe your current credit situation is holding you back from investing in real estate, this type of loan can help. LOAN LIMITS FICO scores are not deal breakers. Better scores may lead to more favorable terms like interest rates and points, but if you believe your current credit situation is holding you back from investing in real estate, this type of loan can help. LOAN LIMITS Since these loans aren’t considering debt-to-income ratios, there is no limitation on how many properties you can get a loan on. Added bonus: with a cross-collateralization you can finance multiple properties (typically up to 10) under ONE loan, saving you time and additional costs. CV3 Financial: Your Bridge to Investment Freedom Since these loans aren’t considering debt-to-income ratios, there is no limitation on how many properties you can get a loan on. Added bonus: with a cross-collateralization you can finance multiple properties (typically up to 10) under ONE loan, saving you time and additional costs. CV3 Financial: Your Bridge to Investment Freedom Since these loans aren’t considering debt-to-income ratios, there is no limitation on how many properties you can get a loan on. Added bonus: With a cross-collateralization, you can finance multiple properties (typically up to 10) under ONE loan, saving you time and additional costs. CV3 Financial: Your Bridge to Investment Freedom Depending on your investing strategy, CV3 offers non-owner, no income loans tailored to your needs. From fix-and-flip and rental to cash‑out refinances, we’ve got your short and long-term financing covered. Built for real estate investors, our financing opens doors to a wider range of investment opportunities, allowing you to diversify and scale your portfolio for maximum success. • This is not a commitment to lend. Actual rates and terms depend on a variety of factors and restrictions may apply. CV3 Financial Services, LLC reserves the right to amend rates and guidelines without notice. NMLS ID #2478266. Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-183355. AZ Mortgage Banker License #1047792, Idaho MBL-2082478266, FL Mortgage Banker License #MLD2457, MN License #MN-MO-2478266, OR Mortgage License #2478266, UT Mortgage Entity License #13576219. (844) 721-3733 | www.CV3financial.com/think-realty Real Estate Success Starts ™ Here This is not a commitment to lend. Actual rates and terms depend on a variety of factors and restrictions may apply. CV3 Financial Services, LLC reserves the right to amend rates and guidelines without notice. NMLS ID #2478266. Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-183355. AZ Mortgage Banker License #1047792, Idaho MBL-2082478266, FL Mortgage Banker License #MLD2457, MN License #MN-MO-2478266, OR Mortgage License #2478266, UT Mortgage Entity License #13576219. (844) 721-3733 | www.CV3financial.com/think-realty Real Estate Success Starts ™ Here Depending on your investing strategy, CV3 offers non-owner, no income loans tailored to your needs. From fix and flip and rental to cash out refinances - we’ve got your short and long-term financing covered. Built for real estate investors, our financing opens doors to a wider range of investment opportunities, allowing you to diversify and scale your portfolio for maximum success. Depending on your investing strategy, CV3 offers non-owner, no income loans tailored to your needs. From fix and flip and rental to cash out refinances - we’ve got your short and long-term financing covered. Built for real estate investors, our financing opens doors to a wider range of investment opportunities, allowing you to diversify and scale your portfolio for maximum success. PROPERTY TYPE Private money lenders specialize in financing non-owner-occupied residential properties - typically including single-family, townhouses, condos, and multifamily. So, if the property you’re eying doesn’t conform to the bank’s lending criteria, the non-owner, no income loan may be the way to go. NO DOCUMENTED INCOME FICO scores are not deal breakers. Better scores may lead to more favorable terms like interest rates and points, but if you believe your current credit situation is holding you back from investing in real estate, this type of loan can help. LOAN LIMITS
12 | think realty magazine :: july - august 2024
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