TR July-Aug 2024

▷ GROSS DOMESTIC PRODUCT (GDP) GROWTH. Positive GDP growth serves as a powerful barometer of economic health. Recent data reveals For those focused on short-term rental investments, the current market conditions suggest both challenges and opportunities.” “ These budding trends could signal a unique opportunity for investments made within Self-Directed IRAs. As always, it is critical that investors understand due diligence and a thorough evaluation of the potential risks and

This shift in the market landscape presents promising opportunities for real estate investors leveraging Self-Directed IRAs. The increased inventory affords investors a broader selection of properties, potentially enabling them to secure more advantageous deals or properties that align more closely with their investment strategies. RISING DEMAND IN SHORT- TERM RENTAL MARKETS For those focused on short-term rental investments, the current market conditions suggest both challenges and opportunities. Short-term rentals can offer higher rental yields and greater flexibility compared to traditional long-term rentals. However, it is crucial for investors to thoroughly assess market conditions and potential risks before committing to a short-term rental property. In 2023, despite a dip in Revenue Per Available Room (RevPAR), the demand for short-term rentals remained robust, driven by increased travel and shifting consumer preferences toward flexible, self-contained accommodations. Despite the drop in RevPAR, many operators managed to maintain high occupancy levels and steady revenue streams.

that the U.S. GDP is advancing at a consistent pace, demonstrating a stable economic environment favorable for real estate investments. ▷ PROPERTY VALUE STABILITY. Despite the uptick in mortgage rates, home prices have remained stable. This resilience in home prices indicates enduring housing demand and suggests buyers are successfully managing the escalated costs associated with higher mortgage rates. ▷ PROSPECTIVE RATE CUTS. According to CME FedWatch, market expectations lean toward a reduction in Federal Reserve interest rates in the near future, which could result in decreased mortgage rates and consequently bolster demand for real estate. Declining interest rates are anticipated to enhance affordability for potential homebuyers, thereby

rewards are necessary for any financial or investment decision. This process should include carefully examining potential properties and market conditions. It’s important to keep in mind that real estate markets can be volatile and change rapidly. Additionally, working with a qualified Self-Directed IRA administrator or custodian can help ensure compliance with IRS regulations and prevent legal issues. •

TARA BOGARD

Tara Bogard is the senior vice president of business development for Digital Trust and has more than 10 years’ experience in the self-directed retirement plan and alternative asset space. She has played an integral role in creating exponential growth in the firm’s assets under custody. Bogard holds a master’s degree in business with a focus on organizational communication from Murray State University and a bachelor’s degree in organizational communication, also from Murray State University.

SIGNS OF A FAVORABLE REAL ESTATE INVESTMENT CLIMATE

possibly invigorating demand within the real estate sector.

As the economy continues to recover post-pandemic, positive GDP growth, stable home prices despite rising mortgage rates, and anticipated interest rate cuts are signs that favorable macroeconomic conditions are beginning to emerge.

The macroeconomic landscape for real estate investment through a Self-Directed IRA is showing signs of notable improvement, with several indicators signaling a robust and potentially expanding market.

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