2023 Spartan Pathways Travel Catalog

VIP EXPERIENCES. EXCLUSIVE EVENTS.

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LUXURY HOTEL COLLECTION | NO INTERNATIONAL TRANSACTION FEES VIP EXPERIENCES AND EXCLUSIVE DISCOUNTS | CONTACTLESS CARD TECHNOLOGY

The MSUFCU Visa Signature ® Credit Card gives you cash back on the things you buy the most. Receive $100 when you spend $5,000 with the MSUFCU Visa Signature Credit Card within the first three months of card approval. 2 Plus, receive an additional $25 cash back for every $5,000 in eligible purchases, up to $100 in additional cash back each year. 3 Open your Visa Signature Card today. msufcu.org/visasignature 3 % on groceries 1 2 % on gas, travel, and universities 1 1 % on all other purchases 1

MSU Alumni Office has partnered with Liberty Mutual Insurance to bring you customized insurance so you only pay for what you need. You’ll enjoy valuable savings on auto and home insurance along with many other great benefits.

Experience the value with benefits like 24-Hour Claims Assistance, 12-Month Rate Guarantee 3 , Accident-Free Discount 4 , and Loss Forgiveness 5 . Benefits you’ll love

Exceptional service Nine out of 10 customers recommend Liberty Mutual. 2 Whether you’re in an accident or just need some advice, know we’ll always be on call for you.

For your free quote, call

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ALUMNI.MSU.EDU/TRAVEL 1 Cardholders will earn the following cash back rewards: 3% on groceries; 2% on gas, travel (airlines, hotels, motels, resorts, taxi/limo, and car rentals) and universities (when making tuition payments to MSU using a credit card, a service fee of 2.2% will be charged by the university); and 1% on all other purchases for every one U.S. dollar in eligible net purchases made on their Visa Signature Credit Cards, rounded to the nearest whole dollar. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to amount returned. Negative cash back will be given if returns or credits exceed purchases. Certain restrictions, limitations, and exclusions apply. Visa Signature Credit Card has a $10,000 minimum limit and a $99 annual fee that is waived for the first year. Visit msufcu.org/visasignature for full terms and conditions. 2 You will receive $100 once you spend $5,000 on net purchases within the first 3 months after MSUFCU Visa Signature Credit Card approval. Purchases must post to your account within the first 3 months. Once you qualify for this bonus, we will apply it to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first 3 months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being applied to your cash back account, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice. 3 Visit msufcu.org/visasignature for full terms and conditions.

SPARTAN PATHWAYS TRAVEL 1 Savings validated by new customers who switched to Liberty Mutual in 2021 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA. 2 Based on a 2017 study conducted by Qualtrics. 3 Your rate is guaranteed for one full year from your effective date. Rate guarantee may not apply if there is a midterm change in underwriting risk that impacts policy premium. 4 Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 5 Subject to eligibility requirements. Benefits and eligibility requirements may vary by state. Coverage provided and underwritten by Liberty Mutual Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA. Equal Housing Insurer. ©2022 Liberty Mutual Insurance 17101767 This organization receives financial support for offering this auto and home benefits program. AFF_686950_03 CW 2019/06

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