MEET THE EXPERT - MORTGAGE ADVISOR
Interview with PAUL COLLINSON CEMAP Managing Director
0207 139 5130 | 01242 323480 PAUL@BRICK2BRICKMS.CO.UK BRICK2BRICKMS.CO.UK
TELL US A LITTLE ABOUT THE BACKGROUND OF YOUR COMPANY.
Our job doesn’t stop there: if rates drop before exchange, we re-check options to ensure clients pay as little as possible.
What sets us apart is service. We don’t just chase approvals; we build relationships. We act quickly, keep clients and agents informed, and seek savings even after the offer is issued. Whether securing a better rate before exchange or structuring investor portfolios, we go beyond the basics. WHAT IS YOUR CUSTOMER/ MORTGAGE PROCESS? When a client reaches out, we start by listening. We explore their goals — buying, investing, or remortgaging — and complete a detailed fact-find to assess affordability, deposits, and realistic property values. Next, we secure a Decision in Principle (DIP), proving the client is financially qualified. With the DIP, they can confidently view properties. Once an offer is accepted, we recommend the best mortgage product, request documents, and submit the full application. We also coordinate with conveyancers — either from our trusted panel or via Winkworth — to keep the process smooth. The lender then reviews, values, and underwrites before issuing a formal mortgage offer.
Brick2Brick was established in 2019 with a simple mission: to make the mortgage process more personal, transparent, and effective. Based in the City of London, we’ve grown into a trusted brokerage known for our hands-on approach, fast turnaround, and tailored advice. As a whole-of-market, independent firm, we work with nearly 100 lenders — from high street banks to specialist providers — to find the right solution for first-time buyers, seasoned investors, and everyone in between.
WHAT ASPECT OF YOUR WORK DO YOU MOST ENJOY?
Helping first-time buyers is especially rewarding. I’ve guided thousands from their initial affordability checks to getting their keys. We also share podcasts on our website to prepare clients for the journey. Anyone seeking guidance can contact us on 0207 139 5130, enquiries@brick2brickms. co.uk, or follow our socials. WHY SHOULD PROPERTY INVESTORS CHOOSE BRICK2BRICK? Whether you’re a first-time landlord or a seasoned investor, we have experience across standard and complex cases, including limited companies and HMOs. We understand property investment is about building wealth strategically. We help investors identify opportunities, structure financing, and make informed decisions backed by data and experience.
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