7,500 LOANS




Finance of America Commercial


• Exposure Limits (LOC) with rates starting at 6.99%¹ • Financing up to 90% purchase price, 90% renovation, and 75% After Repair Value, with 12-month terms

F inance of America Commercial provides rental term loans, fix & flip, and new construction loans and lines of credit to residential real estate investors across the country, helping clients overcome traditional financing hurdles and build long-term wealth through real estate investment. As a nationwide lender, Finance of America Commercial offers commer- cially underwritten business purpose loans that are based on a property’s cash flow or after-repair value – meeting a unique need in the grow- ing market of individual real estate investors. Through access to direct, private money, Finance of America Commercial strives to help borrow- ers access the funding they need, when they need it, without all the pitfalls of traditional financing op- tions or hard money lenders. Wheth- er customers are just beginning to invest in rental real estate, building a long-term rental portfolio within an

LLC, refinancing a multifamily rental property, or accessing an exposure line for rehab or new construction, Finance of America Commercial offers an array of financing solutions designed to meet the needs of inves- tors at any the stage of their growth. The Finance of America Commer- cial team is committed to serving clients locally and nationally. The division is headquartered in Charlotte, North Carolina, with regional opera- tions centers in Chicago, Illinois, and Irvine, California. Finance of America Commercial also employs repre- sentatives who specialize in specific markets across the country to best serve the unique local market needs of its clients. In addition to providing financing solutions for investors, the division can also provide access to traditional home mortgage, reverse mortgage and student loan refinance products as part of the Finance of America family.

Led by President Joe Hullinger and SVP of Sales and Operations Matt Soto, Finance of America Com- mercial has originated more than $2.3B in volume, funded over 7,500 loans, and continues to grow more each month. The team prides itself in creating long-term relationships with customers, as evidenced by the success of thousands of approved, unique customers with multiple loans and properties who continue to turn to Finance of America Commer- cial for their real estate investment financing needs. In addition to excellent service for its customers and partners, Finance of America Commercial is committed to product innovation, actively work- ing to expand its Rental and Fix & Flip products with additional options for a wide range of borrower types and providing products that meet clients’ needs for years to come. •


• Exposure limits for builders and investors1 • Financing up to 90% of construction costs


• Asset-based loans with no personal income verification • Single Rental Loans $75K - $1.5MM2 and Portfolio Rental Loans $700K+

Loans are subject to investor and business credit approval, appraisal and geographic location of the property and other underwriting criteria. Loan amounts and rates may vary depending upon loan type, LTV, verification of application information and other risk-based factors. Application fees, closing costs and other fees may apply. 1. Borrowers are approved for a maximum exposure limit, based on their experience, liquid assets, net worth, and credit score. Each property financed on this exposure limit is subject to property approval under Finance of America Commercial terms and conditions. Each property has an individual secured loan. 2. If loan amount is > 750K, then max LTV is 65%. Visit or call (877) 899-8026

©2019 Finance of America Commercial LLC is not licensed in Utah and is licensed or exempt from licensing in all other states | | NMLS ID #1133465 | 6230 Fairview Ave., Suite 300, Charlotte, NC 28210 | (800) 227-8107 |AZ Mortgage Banker License BK #0926974 | Licensed by the Department of Business Oversight under the California Finance Lenders Law | Finance of America Commercial LLC only makes mortgage loans for business purposes.


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