THE
Egg
Everything You Need to Know to Not Outlive Your Money
Don’t Be Left in the Dark on Your Brightest Future
“After years of dedicated service in every area of the financial planning industry, I’ve found that there’s hope for everybody in their finances, no matter what they’re bringing home with each paycheck.”
After years of dedicated service in every area of the financial planning industry, I’ve found that there’s hope for everybody in their finances, no matter what they’re bringing home with each paycheck. I’ve taken into consideration every possible outcome for the finances in my life and in the lives of countless others. So I’ve taken to the page to relinquish my know-how to anybody who wishes to optimize their finances and ensure a brighter, more prosperous future for themselves. In my new book, I aim to break down my process, from taking a client from their onboarding, to figuring out their income potential, to planning for the future, and what these plans look like when they’re executed for them. From your days on the job, to your days in retirement, up until the
out the best methods of asset utilization in our current state. I’ve been on this journey for years, ever since I earned that first dollar. Now I want to take you with me by simplifying the financial landscape so you can understand exactly where your money is and how it’s effectively working for you. This isn’t my first literary rodeo. My previous book, the Amazon best-selling “The Coming Inflation Crisis and the 4 Step Action Plan for Retirees” was praised by Barbara Corcoran of “Shark Tank” as a guideline that was brimming with
time that you need to be looking toward estate and will planning, I leave no stone unturned in the most important game we’ll ever play: learning how to not outlive your money. Barring some unavoidable circumstances, there is no reason we can’t be in complete control of our assets. By planning the right way, no ugly divorce, serious sickness, or unexpected death will leave you out to dry financially. It’s all about putting the right financial barriers and lifelines in place to ensure stability at every turn. It’s not just planning for the future, either. Even the
straightforward personal finance strategies. She went on to say that it provided powerful, practical advice on preparing for inflation with confidence. This isn’t me flaunting my achievements, but rather an extended invitation to let me pass on some of the knowledge I’ve worked hard, through trial and error, to gather. As a nationally touring speaker, I have been trusted enough to take my brand of tough-love financial planning to every corner of the country, reaching thousands of people in the process. Never satisfied,
I won’t stop until I see to it that my clients can realize their dreams too. My main aim in my newest book is to intuitively show you what services I can offer while instilling one key money management lesson: It’s not about what you make, it’s about what you keep.
mistakes of our past, no matter their magnitude, don’t have to keep haunting us if we figure
-Dan Casey
1
548.785.3734
PEANUTSANDCRACKERJACKS
Lou, Combs, and Babe — Oh My! Considered one of the best teams in baseball history, the 1927 New York Yankees started their historic run and 25th season by dismantling the Philadelphia Athletics with a score of 8–3. The slugfest was true to form for the 1927 Yankees, whose players would go on to make up baseball’s famous “Murderers’ Row.” With sluggers like Lou Gehrig, Earle Combs, Babe Ruth, Mark Koenig, Bob Meusel, and Tony Lazzeri, it’s no wonder this team went on to win its fifth championship that year. The Hammer Ties Bambino For decades, no one could match George Herman Ruth. The Great Bambino’s all-time home run record seemed like an impossible feat of strength — that is, until Henry “Hammerin’ Hank” Aaron came along. On opening day, April 4, 1974, Aaron smashed his 714th homer, tying Babe Ruth for the most home runs ever hit and extending the Atlanta Braves’ shutout lead over the Cincinnati Reds. A few weeks later, Aaron surpassed Ruth’s record, prompting a standing ovation from the crowd.
Baseball’s opening day has been an American holiday of sorts since the Cincinnati Red Stockings threw out the first major league pitch in 1869. To celebrate the start of the 150th season of professional baseball, here are three of the best opening days in baseball history. A New Beginning On April 15, 1947, an opening-day game changed the course of Major League Baseball. On this day, Jackie Robinson started for the Brooklyn Dodgers, becoming the first African-American player to start for a major league baseball team. Robinson’s historic showing was lackluster, going 0-for-3 at the plate and making a solid showing on the infield at first base, but his mere presence in a Dodgers uniform had already broken history. Despite his nationally-recognized skills — Robinson was named MVP of the MLB farm team league in 1946 — the backlash that followed his rise to the pros, both from fans and teammates, was palpable. Still, as well-known sportscaster Howard Cosell said, “Suddenly, it was a new beginning.” Learning to read opens up a world of possibilities. When your child walks through the back of the wardrobe into Narnia with Lucy Pevensie or rides with Harry Potter on the train to Hogwarts, they connect to something beyond their own experiences. In the U.S., April 23 is World Book Day, and the date commemorates the deaths of legendary authors Cervantes, Shakespeare, and Garcilaso de la Vega, as well as the birth of author Vladimir Nabokov. World Book Day is the perfect time to sit down with your family and let yourself be transported to new worlds. So, here are three great stories to help you take young readers on brand-new adventures.
BOOKS TO ENGAGE THE WHOLE FAMILY
For the Middle Schooler: ‘The Night Diary’ 12-year-old Nisha navigates her world after the partition of India creates the new country of Pakistan and her family is forced to leave their home. Her mother may be gone, but Nisha finds solace in writing nightly letters to her in her diary as she discovers what the future holds. Based on author Veera Hiranandani’s memories of her own family, this moving tale lets readers experience life through someone else’s eyes. For Teens: ‘Brazen: Rebel Ladies Who Rocked the World’ While some might not think of comics as proper reading, Penelope Bagieu’s graphic novel forces reconsideration. Her clever, colorful artwork and engaging narrative take the reader through the biographies of 30 women, from Bette Davis and Mae Jemison to lesser-known but equally intriguing ladies like Giorgina Reid. All in all, this book provides a great way to get kids excited about history in an entertaining form.
For the Elementary Reader: ‘Song of the Wild: A First Book of Animals’
“Song of the Wild” makes a great read-aloud book for beginner readers because they can get lost in the beautiful artwork while you
read the text. Written in prose and rhyming poems, this book showcases sprawling landscapes — savannahs, jungles, and oceans — and features the wildlife living there. It’s worth a read simply to appreciate the colorful depictions of each animal. This book was written by Nicola Davies and illustrated by Petr Horácek.
2
www.BridgeriverLLC.com
Opening Day Hamburgers Despite guidance from ratings systems, it can be difficult for parents to discern what digital content is appropriate for their children. Learn more about ratings guidelines for common entertainment media and how to decipher that information so you can make educated decisions that work for your family. Movies: G-rated movies are considered suitable for all ages, whereas PG, PG-13, and R-rated movies are progressively less appropriate for kids because of violence, nudity, and language. Some ratings come with age limits; children who are under the age of 17 must be accompanied by an adult at R-rated movies. TV Shows: Due to laws that limit inappropriate content on public airwaves, TV rating systems follow unique codes. In the U.S., shows that are rated as TV-14 (content that is suitable for those ages 14 and older) can only air after 5 p.m. Meanwhile, TV-MA (content that is appropriate for mature audiences) can only air between 10 p.m. and 6 a.m. Most shows airing between the hours of 6 a.m. and 5 p.m. are rated TV-G or TV-PG. These are similar in content to their movie counterparts. Some television children’s shows will also be rated as TV-Y or TV-Y7, and their only distinction is that TV-Y7 has been deemed appropriate for young children ages 7 and older. TV ratings can also have additional descriptors
attached to them to explain what kind of content earned the rating. Video Games: There are seven video game ratings: Early Childhood (EC), Everyone (E), Everyone 10+ (E10), Teen (T), Mature (M), Adults Only (AO), or Rating Pending (RP). These ratings provide consumers with more information about content. Again, as the age of the intended user increases, content progresses from allowing mild violence or suggestive content to adult themes. When choosing family entertainment, experts suggest using both the rating and the description of the media to make your decision since the rating systemmay not fully explain media content. For example, studies have found that a PG-13 movie can sometimes have just as much violence as an R-rated movie. Additionally, you may be fine with the content in a T-rated video game for a more developmentally advanced 11-year-old. Once you get past all the combinations of numbers and letters, you as a parent might find that ratings for video games, movies, and TV shows provide helpful information. Couple the ratings with your own research and your own values, and put an end to worrying about what surprises may lurk in your children’s media.
RATED E FOR EVERYONE
SUDOKU
Inspired by Food & Wine Magazine.
Ingredients
• • • • • •
1 pound ground chuck, 80 percent lean 4 soft, white hamburger buns, split
4 1/4-inch-thick tomato slices
12–16 pickle rounds
• • •
1 teaspoon vegetable oil Salt and pepper, to taste Condiments of your choice
4 small leaves iceberg lettuce 4 1/4-inch-thick yellow onion slices
Directions
1. Lightly grease a small nonstick skillet with oil. Heat over medium-high. 2. While heating, gently shape meat into four patties 3 1/2 inches in diameter. Be careful to handle the meat as little as possible to prevent tough burgers. Season liberally with salt and pepper. 3. Sear patties on each side, about 1 minute per side. Reduce heat to medium-low and
continue cooking until desired doneness, about 1 more minute per side for medium- rare, 2 more per side for medium-well. 4. Let meat rest for a minimum of 3 minutes. 5. To assemble, place patty on bottom bun and top with tomato, pickles, lettuce, and onion (in that order). Spread condiments on top half of bun and place on top of onion. Serve. 3 548.785.3734
Solution
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
74 WEST LONG LAKE STE.203 BLOOMFIELD HILLS, MI 48304
548.785.3734 WWW.BRIDGERIVERLLC.COM
INSIDE This Issue
Don’t Be Left In the Dark
3 Great Opening Days in Baseball Books to Engage the Whole Family Understanding Media Ratings Opening Day Hamburgers 2 Tactics Criminals Use to Steal From Older Adults
Scamming older adults has become big business. According to the American Journal for Public Health, an estimated 5 percent of seniors are hoodwinked by criminals every year, and that statistic is thought to be a steep underestimate since so many scams go unreported. To stem the tide of seniors unknowingly giving $36 billion to scammers annually, it’s important for retirees and their loved ones to get savvy on the subject. Here are the two of the most common scams older folks fall prey to — and how to avoid them. Advanced Fee Fraud The most common con in 2017 and 2018 was the classic “You’ve won a sweepstakes!” scam. Victims are told they’ve won some exorbitant amount of money, but they must pay a fee to receive the prize. After the “fee” is paid, victims receive a fake check in the mail, but by the time it bounces, the scammers are gone and they’ve taken the money. If you ever receive a contract from an unknown entity out of nowhere, you should start seeing red flags. Unless you remember entering a contest, there is no chance you’ve won something. And it’s vital to
understand that it is never safe to give out financial information over the phone or via email. Computer Software Service Fraud This type of scam is slightly more sophisticated. First, a hacker will call a victim and claim to be a member of a tech support team or an employee from a trusted company like Microsoft or Apple. Then, they’ll tell the victim there is a problem with their phone or computer and that if they cooperate with the “tech support” representative, they can sort it out. They may also ask you to install a piece of software on your device or provide credit card information to “validate your software.” The fact is that well-known tech companies will never send unsolicited emails to ask for your personal or financial information, and they definitely won’t ask you to install some shady software on your computer. If you ever receive a call out of the blue from “Microsoft,” hang up the phone immediately. The first step to stopping these criminals in their tracks is to be aware of their tactics. With these tips in your arsenal, you’ll be able to defend yourself and your bank account effectively.
The 2 Most Common Ways Criminals Steal From Seniors
4
www.BridgeriverLLC.com
Page 1 Page 2 Page 3 Page 4Made with FlippingBook - Online catalogs