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INSIDE 1 Assignment of Benefits 101 2 Reduce Your Sodium Intake With These 3 Tips
2 Priceless Protection 2 Chocolate Pecan Fondue 3 3 Steps to Identify Your Business Value
4 Auto Insurance Coverage Guide
A GUIDE TO DIFFERENTAUTO Not All Auto Insurance Policies Are Created Equal
Collision Coverage When a car accident takes place, this insurance coverage takes care of getting your vehicle repaired. Keep in mind that if the repairs wind up totaling more than your car is worth, the insurance company will consider it to be totaled and pay out the total vehicle value. Property Damage Liability Coverage In the event that you crash into hedges, a fence, or a carport on someone’s residential property, this auto insurance coverage will help to pay for the repairs of that property. It should be noted that this type of insurance usually does not cover damage to your vehicle. Comprehensive Coverage This insurance coverage covers your vehicle damages resulting from anything that isn’t an accident including national disasters, weather, vandalism, theft, riots, fires, or falling objects. Keep in mind that at the Welch Group, we are always available to help you determine which auto insurance coverage and policy is the best fit for you. Give us a call today!
Every state in which car insurance is necessary has a minimum amount that you must carry, but the amounts are low when compared with the costs that may stack up in the event that you’re responsible for an accident or badly injured.
Here are the different coverages to consider.
Uninsured/Underinsured Motorist Coverage In the event that someone who doesn’t have car insurance causes an accident, your uninsured motorist coverage will cover all of the repairs on your vehicle. It’s important to note that it will also cover pain and suffering costs, medical bills, and, in worst-case scenarios, funeral costs. Bodily Injury Liability Coverage If you cause an accident in which others are injured, this insurance coverage will take care of their medical treatment, funeral expenses, legal fees, pain and suffering, and rehabilitation costs. Everyone is covered, including drivers and passengers in your car or other vehicles that were involved.
INSURANCE COVERAGES
Shopping for an auto insurance policy can surely be a drag. There are so many factors and aspects to take into consideration when it comes to what you need and what you are able to afford. The different types of coverage that are worked into the policy can be confusing. Hopefully this guide will help!
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