Never Too Late - March 2022

Rights & Benefits Information

4 Questions About Social Security That Can Help You Plan Your Retirement By Dawn Bystry , Deputy Associate Commissioner, Office of Strategic and Digital Communications Social Security benefits are part of the retirement plan of almost every American worker. If you’re among the many people covered under Social Security, you should know what your future benefit may be. These monthly payments may be a vital part of your retirement income. We base your benefit payment on how much you earned during your working career. Higher lifetime earnings result in higher benefits. If there were some years you didn’t work or had low earnings, your benefit amount may be lower than if you had worked steadily. Even if you have never worked under Social Security, you may be able to get spouse’s retirement benefits if you are at least 62 years old and your spouse receives retirement or disability benefits. Our online retirement portal ( https://www.ssa.gov/benefits/ retirement/) is a great place to start mapping out your retirement plan. There, we provide important information that you should know. For example, have you considered: • When you should apply to start retirement benefits? • What documents you need to provide? • Which factors may affect your retirement benefits? • What you should remember to do after you apply for retirement benefits? You can use your personal my Social Security (https://www. ssa.gov/myaccount/) account to get an instant estimate of your future retirement benefits. You can also see the effects of starting your retirement benefits at different ages. Benefits for family members may also be important to you. When you start receiving Social Security retirement benefits, members of your family may also qualify to receive benefits on your record. You can learn more on our Benefits page ( https://www. ssa.gov/benefits/ ). Please share this information with family and friends to help them prepare for retirement.

ALTCS Workshop Learn about the Arizona Long Term Care System, including what it is, what it takes to be eligible for the program, and what kinds of services are available once a person becomes eligible. A great place to start when you are considering ALTCS for yourself, or for a loved one.

Join us by computer, tablet or phone. Topic: ALTCS Workshop Time: March 10, 2:30 p.m. MST. Every month on the Second Thursday. Please join ALTCS Presentation on Zoom from your computer, tablet, or phone. Join Zoom Meeting https://pcoa-org.zoom.us/j/85133312275?pwd=d1Q0TE VvTWR6eG1OeFpMSmhIZ2xtZz09

Or call +1 669 900 9128 US Meeting ID: 851 3331 2275 Passcode: 114461 To register , go to:

https://altcsmar22.eventbrite.com, or call Donna DeLeon at 520.790.7573 ext 1750.

Participants who would prefer an in-person training are invited to register for our April training held on Thursday 4-14-22.

March 2022, Never Too Late | Page 7

Pima Council on Aging

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