The following table highlights eligibility for benefits and who pays for the coverage. If you are paying for all or part of the cost, the table also indicates whether your contributions are deducted from your paychecks before or after taxes are withheld. Most calendar years have 26 bi-weekly pay periods. Your cost will be deducted from each bi-weekly paycheck.
Eligibility By Associate Type
C
Regular Associate
Temporary Associate
Part Time 20-29 HRs/Wk
Part Time <20 HRs/Wk
Part Time <30 HRs/Wk
Full Time
Full Time
Pre/post tax
Who Contributes
Benefit
Vendor
Eligible to enroll the 1st day of the month on or after 30 calendar days of employment based on the eligibility chart below
Medical
Cigna
x
x
Pre-Tax
You & MAA
Dental
Cigna
x
Pre-Tax
You & MAA
Vision
Cigna
x
Pre-Tax
You at Group Rates
Flexible Spending Accounts (FSAs)
Discovery Benefits
x
Pre-Tax
You
Automatically enrolled the 1st day of the month on or after 90 calendar days of employment based on the eligibility chart below
Basic Life Insurance
Lincoln Financial Group
x
n/a
MAA
Basic Accidental Death & Dismemberment (AD&D)
Lincoln Financial Group
x
n/a
MAA
Short-Term Disability
Lincoln Financial Group
x
n/a
MAA
Long-Term Disability
Lincoln Financial Group
x
n/a
MAA
Eligible to enroll the 1st day of the month on or after 90 calendar days of employment based on the eligibility chart below
Optional Employee, Spouse, and Child Life Insurance Optional Employee, Spouse, and Child AD&D Accident Insurance, Hospital Indemnity Insurance, and Critical Illness Insurance
Lincoln Financial Group
x
Post-Tax
You at Group Rates
Lincoln Financial Group
x
Post-Tax
You at Group Rates
Metlife
x
x
Post-Tax
You at Group Rates
Pet Insurance
Nationwide
x
x
Post-Tax
You at Group Rates
Legal Insurance
ARAG
x
x
Post-Tax
You at Group Rates
Identity Theft Protection
LifeLock
x
x
Post-Tax
You at Group Rates
Automatically enrolled the 1st day of the month on or after 6 months of employment based on the eligibility chart below
401(k) Plan
Empower Retirement
x
x
x
x
x
Pre-Tax
You & MAA
Automatically enrolled on your date of hire
Employee Assistance Program (EAP)
Cigna
x
x
x
x
x
n/a
MAA
Eligible Dependents Dependents you can cover include:
Legal spouse (same or opposite sex)
Child(ren) up to age 26, regardless of marital or student status. Eligible children include your biological children, stepchildren, adopted children or children placed in your home for adoption, foster children and children for whom you are the court-appointed legal guardian if that child is financially dependent on you. A child of any age who is medically certified as disabled (prior to the child’s 26th birthday), resides with you, and is primarily dependent upon your support.
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