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INSIDE THIS ISSUE
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The Connections That Carry Us Home
A Prototype Home for the Unhoused
Weight Loss Medications Go Fluffy
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Shrimp Taco Soup
A Queen’s Monumental Misfire
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How 2-Step Verification Could Lock Your Family Out Forever
Today, a tremendous portion of our lives exists online. Bank accounts, investment portals, photo libraries, business tools, medical records, and even sentimental emails are all locked behind passwords and verification codes. But when two-step verification is turned on, those accounts can become permanently sealed after you’re gone. Two-step verification (often called two-factor authentication) is the extra security step many websites and apps now require when you log in. You enter your password, then you’re asked to confirm your identity a second way, usually through a one-time code sent to your phone, email, or an authentication app. It’s designed to keep hackers out, and during your lifetime, it does a great job of that. The problem occurs when that protection creates a mess for your loved ones later. Even when an executor or family member has the legal right to manage your affairs, they may still hit a wall. A code is sent to a phone that’s no longer active. An authentication app is tied to a device that no one can unlock. This can leave loved ones frustrated, facing delays, and sometimes important information or assets that were never meant to disappear get lost. That’s why digital planning has become a critical part of modern estate planning. It’s no longer enough to list your accounts or write down a few passwords. You need a clear plan for how digital access works, who is allowed But Did You Plan for Access Later? You Secured Your Accounts
to step in, and what should happen to those security features when you’re no longer able to use them yourself.
A solid approach includes keeping an updated inventory of your digital accounts, choosing someone you trust to manage them, and storing access instructions in a secure but discoverable place. Just as important, your estate documents should clearly authorize that trusted person to manage your online accounts and to follow platform rules when access is needed. Two-step verification is smart. Planning for it is smarter. With a little foresight, you can protect your digital life now and make things far easier for the people you leave behind.
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