SMALL BUSINESS, HUGE HEART
MYTHS OF ‘FULL COVERAGE’ INSURANCE POLICIES
Jeff was driving home fromwork on a balmyWednesday afternoon. His caution while operating a motor vehicle is only exceeded by his politeness. He arrived at a four-way stop at nearly the same time as another car. After waving the other vehicle through, he proceeded to make his way through the intersection. As he pulled away from the stop sign, an inattentive driver in a third car blew through the intersection and slammed into the passenger side of Jeff’s vehicle. The mountain of medical bills, therapy, and car repairs was adding up very quickly. Unable to work, Jeff reached out to his lawyer to help him and his family navigate through the scenario. After digging into the case, his lawyer came across a startling revelation: The driver who hit himwasn’t insured. Jeff’s policy stated that some of the costs would be covered, but his uninsured/underinsured policy only could cover the minimum requirement. Learning that Jeff would be stuck with the remainder of the damages came as a surprise to him and left him feeling hopeless about his situation. Unfortunately, this scenario is all too common. Drivers will often think they have full coverage, but they aren’t educated on what happens when they encounter an uninsured driver. Follow these 10 steps to ensure you aren’t left holding the bag after an accident.
ARMENTA’S EARLY CHILDHOOD DEVELOPMENT
All three of my children grew up with “Ms. Anna” (Armenta), and I wouldn’t have it any other way! When our eldest started with Ms. Anna, she was operating out of her child care licensed home. But her success grew, and by the time my youngest graduated from pre-K, Armenta’s was in a big, beautiful facility. While the location may have changed, the love, care, and attention my children received never changed! How did Ms. Anna clone herself? How was she able to instill the same passion, work ethic, and principles to her staff? I don’t know, but I think all of us have seen most businesses lose their soul, personality, and spirit once they begin to grow. But this has not happened at Armenta’s. Somehow, the same guiding principles that started as a small seed have continued and sustained growth that can be seen today. While we may be surprised that Ms. Anna was able to accomplish this feat where many others have failed, she is not shy about telling you her “secret.” Ms. Anna will be the first to tell you that the source of everything she has comes from God. Her faith, coupled with a strong family, has allowed personal growth beyond anything she envisioned for herself. She sees Armenta’s as a way to demonstrate her faith and “to love each other” as we are instructed. In many cases, these are just words, but at Armenta’s, you can see this principle in action on a daily basis. On a personal note, some people come into our lives who radiate joy and inner peace. Ms. Anna is one of those (rare) people. And now that my youngest has moved on to kindergarten, I will really miss hearing what she told me every day as I dropped her off at school: “Have a blessed day, Mijo.” If you want to see Ms. Anna in action, head on over to facebook.com/armentasearlychildhood or Armentasecd. com. You’ll be able to see her heart for children and compassion for all of humanity.
1.
Check liability limits.
2. Review personal injury protection.
3. Take a hard look at your underinsured/uninsured policy.
4. Notice all the extras in your policy.
5. Research your insurance company.
6. Get everything in writing.
7.
Finance your premium.
8. Obtain accident forgiveness.
9. Sift through for every possible discount.
10. Shop as often as possible for the best deals.
If you want to knowmore about these 10 tips, check out the videos on our Facebook page or reach out to us today. The team at the LawOffice of Don E. McClure is here to represent you to the fullest extent of the law.
2
AttorneyMcClure.com | SoyTuAbogado.com
Made with FlippingBook - Online magazine maker