The Welch Group - May 2022

Take a look at our May newsletter!

727.835.1500 | 386.446.4226 THEWELCHGROUP.NET

MAY 2022

AN INTERACTIVE RESOURCE Why Is Our Website So Important?

“Our website is a one-stop shop for all of your insurance-related questions, needs, and concerns.”

Our website is a one-stop shop for all of your insurance-related questions, needs, and concerns. We’ve designed it to be user-friendly and simple yet informative to provide you with a virtual insurance toolbox at your fingertips! By visiting us online at TheWelchGroup.net, you can access everything that you need 24/7. Not only does our website feature our origin story, teammembers pages, reviews, and information of different types of insurance, but you also gain access to so much more. There are three main components designed to assist you. The first section is our Client Center, which can be located by clicking on the tab at the top of the webpage. In the Client Center, you can:

Our second section, designed and regularly updated just for you, is our FAQ section, which is also located at the top of the website. Here, we have written out answers to almost every common insurance-related question imaginable. It’s a great tool you can turn to with any questions you may have. We address issues such as mortgage changes, litigation inspections, non- renewals, auto changes, flood insurance, what happens if you have a claim, what to do if your policy lapses, and more. We also have information on dog liability, liability increases, flood elevation surveys, PIP claims, and what to do if you have damage to your home. Anything you may be wondering about, we likely have answers and resources for! Lastly, the third interactive section, which we frequently update on a regular basis, is our blog. We regularly post plenty of concise articles directed toward current events in our industry, especially locally in the state of Florida. We cover topics such as property insurance, why insurance carriers are going bankrupt, all of the ramifications from assignment of benefits, why home insurance premiums have doubled over the past year, information about new FEMA flood ratings that just happened this year, and more. These hot-button topics are relevant and important to stay up to date on! If you have any questions or need assistance locating a service or information on our website, give us a call! We are here to help direct you in the right direction and love hearing from you!

Request a policy change

Request a certificate

Request an auto ID card

Pay a bill

Request a policy review

Request a personalized quote

-Matt Welch

It’s a seamless tool to manage your insurance and stay on top of any changes or payments.

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727.835.1500 | 386.446.4226 | THEWELCHGROUP.NET

Here’s Why You Need a Separa DON’T DROWN IN F Did you know that most homeowners policies do not include flood insurance? As a rainy, warm summer approaches, so does hurricane season. It’s a good idea to take a look at your homeowners policy and/or flood insurance policy and make sure you have the coverage that you need. As Florida consists mostly of coastlines and is so close to sea level, the risk for damages from flooding is increased compared to other parts of the nation. And no matter where you live, whether it’s five minutes from the beautiful beaches in Florida or 25 miles inland, you are at risk for flooding, even if you don’t reside in a designated flood zone. Carrying flood insurance greatly reduces your risk of enduring significant property damage and financial loss after a major storm hits the state, water and plumbing pipes break within your home, your washing machine breaks, or your drainage system becomes faulty. Flood insurance will cover any physical damage to your property, along with your possessions, that results from the specific type of flooding that takes place. While flooding damage carries a low likelihood, it carries an exponentially high price tag to repair.

PADDLE YOUR WAY TO BETTER HEALTH BIG BENEFITS OF CANOEING AND KAYAKING

The weather is getting warmer, which means you can do more activities in the water. Canoeing or kayaking is an excellent way to get outdoors and be active. Besides looking at the beautiful scenery around you, taking to the water confers several physical and mental health benefits. Paddling can help improve your upper-body strength and muscle tone — because you’re using your arms to guide yourself through the water with the paddle. Paddling helps strengthen your arms, shoulders, chest, and back. • Physical Benefits • You use your legs to balance, maneuver, and change directions in the vessel. In turn, this movement helps strengthen your lower-body muscles . • While trying to stay centered and balanced on the water, you will develop more core strength . Paddling helps work your lower back, abs, and oblique muscles. • It’s a form of cardiac exercise that will help your heart circulate more blood throughout your body. It will also improve your endurance , enabling you to go longer distances faster.

The dollar amount the flood insurance will carry depends upon your policy limits. It usually covers the cost to rebuild after flood damage takes place, or the value of your home in situations involving a total loss. To discuss flood insurance policies and learn the benefits of carrying a separate flood insurance policy, contact us today!

Summer Strawberry Spinach Salad

Mental Benefits •

While canoeing or kayaking, your body releases serotonin, dopamine, and endorphins from neurotransmitters. This will help boost your mood and self-confidence and improve your focus . • These activities can enhance your memory and learning ability . This is because it exercises your hippocampus, one of the largest portions of your brain that is responsible for verbal memory and learning. • If you have trouble sleeping, this activity can improve your sleep . Exercising during the day can make you naturally tired, which helps you fall asleep and stay asleep throughout the night. • Since you’ll be in the sun, your body can produce more vitamin D . This vitamin is essential for strong bones and an effective immune system. Canoeing and kayaking are great outdoor activities to help you get your daily dose of physical activity and a mental health boost. So, enjoy the warm weather and be one with nature — this may be your new favorite summer hobby this year!

INGREDIENTS

DIRECTIONS

• 3 tbsp balsamic vinegar • 1/4 cup olive oil • 1 garlic clove, grated or finely minced • 1/2 tsp Dijon mustard • 1/2 tbsp strawberry jam • Freshly ground salt and pepper, to taste • 1/3 cup raw, sliced almonds • 5 oz organic spinach • 2 cups strawberries, halved • 1 large avocado, sliced • 1/2 small red onion, thinly sliced • 1/2 cup feta crumbles • 1/4 cup roasted pistachios, chopped

1. In a small bowl, combine balsamic vinegar, olive oil, chopped garlic, Dijon mustard, and strawberry jam. Mix well. Add salt and pepper to taste. 2. In a pan, toast the almonds over medium heat until they are golden brown. 3. In a large bowl, add spinach. Then layer on strawberries, avocado, red onion, feta, toasted almonds, and chopped pistachios. 4. Toss dressing in salad or serve on the side.

Inspired by AmbitiousKitchen.com

727.835.1500 | 386.446.4226

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ate Flood Insurance Policy FLOOD DAMAGES

In your home, you probably have bedrooms for each family member as well as a family or living room for the entire clan to congregate on a daily basis. But where do your pets normally hang out? Do they go where the family is, or do they have their own space? Just like us, our pets need a place where they feel safe, protected, and relaxed. If you’re looking to add a furry family member to your abode or simply change up the flow of your house, try adding a space for your pet. Before you even enter the design phase, though, keep inmind how social your pet is before making a decision. If your pet loves being around people, consider making their space part of the family room instead of in a separate room. Once you’ve decided on where you want your pet-friendly space to be, make sure you have the right items. Possibly the most important thing is a bed for them to rest on. If you’re designing a room for a dog, try to pick a bed you know they’ll like and feel safe and secure with. Add extra blankets for comfort. If you’re picking a bed for a cat, choose something comfortable that offers a level of protection. Make sure the bed does not clash with the other design elements of the room. Once you’ve found the perfect bed, invest in a few other items to take the space to the next level. Any additional beds, rugs, and blankets you buy should be easily washable so you can keep the area clean and hygienic. Animals have accidents so try not to invest in an expensive rug for the area. Also, make sure to include toys, and if you’re designing for a cat, don’t forget a climbing tower. Pets play a huge role in our lives and are incredibly important to our families. Giving them a clean and comfortable space in the house will enhance their well-being. If you create the space based on your pet’s needs and wants, they will truly be your bestest friend. CREATE A PET-FRIENDLY AREA IN YOUR HOME Pets Need Space, Too

TAKE A BREAK

SOLUTION

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THEWELCHGROUP.NET

727.835.1500 | 386.446.4226 THEWELCHGROUP.NET

PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411

17221 CAMELOT CT., STE. 101 LAND O LAKES, FL 34638

INSIDE 1 Our Website Is a Helpful Tool 2 Strengthen Your Entire Body! 2 The Importance of Carrying Flood Insurance 2 Summer Strawberry Spinach Salad 3 How to Create a Space for Your Pet

4 A Mother’s Day Poem

How did you find the energy, Mom, To do all the things you did, To be teacher, nurse, and counselor To me, when I was a kid. How did you do it all, Mom, Be a chauffeur, cook, and friend, Yet find time to be a playmate, I just can’t comprehend. I see now it was love, Mom, That made you come whenever I’d call, Your inexhaustible love, Mom, And I thank you for it all. –Joanna Fuchs Everything Mom

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