CONTENTS
OCTOBER/NOVEMBER 2025 / ISSUE 115 / FIRSTTIMEBUYERMAG.CO.UK
What’s in…
87 The best FTB properties
86 Matthew Iskandar, a 33-year-old Account Executive and his fiancée Stacy, have stepped on the ladder and bought a two bedroom apartment with the help of Home Reach’s Shared Ownership scheme.
HOMEPAGE 8 FTB Loves...
her insight on making room for creativity and productivity. 14 At home with: Sarah Haran Sarah Haran Accessories launched in 2018 with a unique concept that allows her bags to be restyled in seconds. Sarah’s designs offer endless looks from just one bag. She talks to Lynda Clark about her first home, her fascinating career, and gives some great advice for first time buyers. 16 House Hunter We go on the hunt with Zoe Davey and John Higgins who are looking for a new home for themselves and their young son in a rural north west setting, within commuting distance of Manchester. 18 Developer’s doctor Rachel Eardley, Sales Adviser at Plumlife’s flagship development, Worrall Street, answers your property question.
FEATURED
Halloween has become more and more popular over the years so our round-up of all things spooky should make for the perfect party! 10 Living With autumn on the doorstep think soft textures and earthy tones to make your home a cosy retreat. 12 The Design Studio: Home Offices Our resident interior design expert, Edward Thomas Interiors, focuses on working from home spaces. Megan Doherty, Senior Client Account Manager, shares
20 The View: Timothy Paul Timothy Paul is a financial influencer with 900,000 followers who also runs his own accountancy practice with his business partner. He has recently bought and renovated his first home. He talks to Lynda Clark about how it all began, how the renovations are going and has some excellent advice for first time buyers – including the importance of a Mortgage in Principle.
24 The Stress Tests Causing Less Stress First time buyers are often frustrated by the fact that they feel they can afford a mortgage, but lenders won’t give them one. One reason for this is the mortgage stress test. Debbie Clark explains what this is, how recent changes in guidance have impacted how lenders stress test borrowers and – most importantly – what this means for first time buyers.
10
4 First Time Buyer October/November 2025
Made with FlippingBook flipbook maker