First Time Buyer October/November 2025

CONTENTS

THE VIEW, PAGE 20

20 Timothy Paul

I SUGGEST EVERYONE GOES TO AN

INDEPENDENT MORTGAGE ADVISER WHO WILL SEARCH THE WHOLE MARKET TO FIND THE BEST DEAL FOR YOU

REGULARS

42 Hotspot Cranleigh We look at Cranleigh as a place to live. 68 Hotspot Chorley We take a look at Chorley as a place to consider starting your property search. 94 First home, first meal Specially created by influencer, @acupofteaandcake for Denby, this easy-to-make peanut chocolate no-bake pie is the perfect choice if you’re looking for a simple showstopper dessert. 96 Making the right choices Buying a property is a huge decision and purchase and needs careful consideration. Stephen Ward, Director of Strategy and External Relations at the Council for Licensed Conveyancers explains what you should consider. 98 The Conveyancing Process Bevin Woby, Director at Shared Direction Conveyancing, offers an overview of the conveyancing process and the typical timescales you can expect. 100 Key Considerations for First Time Buyers: Before, During and After the Purchase Process Metro Finance looks at the different considerations along the way to homeownership. 102 Finance Kay Hill looks at the small print when opening a Lifetime ISA,

which offers tax-free savings and a Government bonus when you buy your first home. 104 Market Ginetta Vedrickas reports how much progress the Government has made on building much-needed new homes one year after the General Election. 106 Agony Agent All your property questions answered by our panel of experts. 109 Buyer’s Guide Check out FTB’s Buyer’s Guide, which walks you through the property process. 114 Commonly asked questions during the conveyancing process Joel Taylor, Head of Business Development and Marketing at Owen Paulo, answers some of the common questions people ask about the conveyancing process. 116 Directory Check which scheme is right for you, plus some useful contacts. 122 20 Questions We ask 20 quick-fire questions to a property expert and in this issue, Victoria Michell, New Homes Partnership Director at LSL Land & New Homes, is in the spotlight.

76 First Time Buyer Readers’ Awards – the winners revealed

93 Competition

Win a stunning collection of Denby Imperial Blue cookware worth £250

First Time Buyer October/November 2025 5

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