PAR 2017 Benefits Guide

BENEFIT INFORMATION

Who pays the cost?

PAR pays 100% of the cost of coverage. Employees are responsible for a portion of dependent coverage.

YOUR BENEFITS PLAN

Medical

PAR offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

PAR pays 100% of the cost of coverage. Employees are responsible for a portion of dependent coverage.

Dental and Vision

Basic Life

PAR pays the entire cost.

You may elect coverage for yourself, and eligible dependents on a voluntary basis and you will be responsible for the cost.

Voluntary Life

Short & Long Term Disability PAR pays the entire cost.

CHOOSING YOUR BENEFITS

You must actively choose benefits that are paid by PAR, employee paid, or share in the cost with PAR. Your part of the cost is automatically taken out of your paycheck.

WHY PAY FOR BENEFITS WITH BEFORE-TAX MONEY? There is a definite advantage to paying for some benefits with before-tax money. By taking the money out before your taxes are calculated it lowers the amount of your pay that is taxable. Therefore, you pay less in taxes. ?

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