PAR 2017 Benefits Guide

ELIGIBLITY

All regular full-time employees (those who work 30 hours or more each week)* are eligible to join the PAR Benefits Plan. You are eligible to enroll in the benefits once you have satisfied the following waiting periods:

Medical, Dental, Vision, and/or Life Insurance: 1 st of the month following 30 days from your date of hire.

Disability: 1 st of the month following 90 days from your date of hire.

401(k): 1 st of the quarter following 3 months from your date of hire. (01/01, 04/01, 07/01 or 10/01) *the 401(k) plan does not have a requirement for employees to be full time to participate

You may also enroll your dependents in the Benefits Plan when you enroll, eligible dependents include:

Your legal spouse

• Your married or unmarried natural children, step-children living with you, legally adopted children, any other children for whom you have legal guardianship up to age 26 unless they are eligible for employer sponsored benefits themselves.

• Child(ren) named under Qualified Medical Child Support Order (QMCSO).

• Disabled child(ren) who have reached the max age but who are physically or mentally incapable of self support (medical certification required).

WHEN CAN YOU ENROLL?

You can sign up for Benefits at any of the following times :

• After completing your initial eligibility period as a newly eligible employee • During the annual open enrollment period (occurring in December of the following calendar year) • Within 30 days of a qualified family-status change

What qualifies as a family status change?

As mentioned above, outside of your new hire eligibility and your annual open enrollment you may be able to change your benefit choices during the plan year if you experience a qualifying life event. The following list provides examples of qualified life events:

• Your marriage, divorce or legal separation

Birth or adoption of an eligible child

• Death of your spouse or covered child

• Change in you or your spouse’s work status that affects his or her benefits

• Change in your child’s eligibility for benefits

• Receiving Qualified Medical Child Support Order (QMCSO)

Any change in you benefit changes must be consistent with the family status change or qualified life event. You must notify Human Resources and provide documentation within 30 days of a family status change.

Please submit enrollment forms to HR. Forms can be located at https://workforcenow.adp.com

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