MAA 2018 New Hire Benefits Guide

2018 benefits open enrollment guide

YOUR WELCOME TO

MAA Associates,

MAA has a number of important responsibilities and goals associated with exceeding the expectations of those we serve. One of these is providing you and your family with access to competitive, affordable and comprehensive benefit plan options. We are excited to share our benefits program, which offers many choices and rewards you for taking an active role in your health. With health costs rising each year, we work to provide a comprehensive benefits program that helps MAA attract and retain motivated and talented associates. Our Benefits team works diligently to provide you with great options, promote benefit plan understanding and highlight the importance of wellness by: • Helping our associates to make informed decisions when choosing their benefits. We are excited to introduce you to ALEX®, a virtual benefits counselor that can help you understand your options and decide which benefits are best for you by guiding you through an interactive process. •Encouraging associates to take an active role in their health, by offering tools through Cigna’s MotivateMe platform with rewards for associates and spouses covered under our medical plan in the form of contributions from the company to their health fund account (HRA or HSA). Reflective of this year’s benefits enrollment theme, “YOUR LIFE. YOUR CHOICE. YOUR BENEFITS.”, we are offering two medical plan options, two dental plan options, a vision plan, various voluntary benefit options, and ways to save on costs associated with your medical plan through wellness incentives and discounted rates based on years of service and whether or not you use tobacco, which allow you to tailor your benefits to your needs. This guide contains details on all of the benefit plan options and programs offered for 2018. I encourage you to review this guide carefully and use it to help you make your benefit elections for 2018. Do not forget to talk with ALEX® (details on page 8) before you enroll and throughout the year if you have questions.

We hope that you will find that the 2018 benefits options effectively meet the need for better health, wellness and protection for you and your family.

E R I C B O L T O N Chairman & Chief Executive Officer

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