The following table highlights eligibility for benefits and who pays for the coverage. If you are paying for all or part of the cost, the table also indicates whether your contribuƟons are deducted from your paychecks before or aŌer taxes are withheld. Most calendar years have 26 bi-weekly pay periods. Your cost will be deducted from each bi-weekly paycheck.
BENEFITS ELIGIBILITY
ELIGIBILITY BY ASSOCIATE TYPE
Temporary Associate
regular Associate
PART TIME <20 HRS/WK
PRE/POST-TAX WHO CONTRIBUTES
BENEFIT
VENDOR
FULL TIME PART TIME <30 HRS/WK
FULL TIME PART TIME 20-29 HRS/WK
Eligible to enroll the 1st day of the month following 30 calendar days of employment based on the eligibility chart below Medical x
You & MAA You & MAA You at Group Rates You
x x x x
Pre-Tax Pre-Tax Pre-Tax Pre-Tax
Cigna Cigna Cigna
Dental Vision
Flexible Spending Accounts (FSAs) AutomaƟcally enrolled the 1st day of the month following 90 calendar days of employment based on the eligibility chart below Discovery Benefits
x
MAA
Basic Life Insurance Basic Accidental Death & Dismemberment (AD&D) Short-Term Disability Long-Term Disability OpƟonal Employee, Spouse, and Child Life Insurance OpƟonal Employee, Spouse, and Child AD&D Accident Insurance, Hospital Indemnity Insurance, and CriƟcal Illness Insurance Pet Insurance Legal Insurance
Liberty Mutual
n/a n/a n/a n/a
Liberty Mutual
x x x
MAA MAA MAA
Liberty Mutual Liberty Mutual
Eligible to enroll the 1st day of the month following 90 calendar days of employment based on the eligibility chart below
You at Group Rates
Post-Tax
Liberty Mutual
x
x
You at Group Rates
Post-Tax
Liberty Mutual
You at Group Rates
Post-Tax
x
x
MetLife
You at Group Rates You at Group Rates
Post-Tax Post-Tax
x x
NaƟonwide ARAG
x x
LifeLock
Post-Tax
x
x
IdenƟty TheŌ ProtecƟon
You at Group Rates
AutomaƟcally enrolled the 1st day of the quarter following 6 months of employment based on the eligibility chart below 401(k) Plan Benefits begin on your date of hire Employee Assistance Program (EAP) Principal x x x x x x Pre-Tax n/a MAA x x x x
You & MAA
Cigna Behavioral Health
Eligible Dependents
Dependents you can cover include:
• Legal spouse (same or opposite sex)
• Child(ren) up to age 26, regardless of marital or student status. Eligible children include your biological children, stepchildren, adopted children or children placed in your home for adopƟon, foster children, and children for whom you are the court-appointed legal guardian if that child is financially dependent on you. • A child of any age who is medically cerƟfied as disabled (prior to the child’s 26th birthday), resides with you, and is primarily dependent upon your support.
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